(800) 383-6590
Greetings!

Affordable Care Act Open Enrollment Is Upon Us! Remember that your policy will automatically renew. There is NOTHING you need to do. Please note that Healthcare .gov / the Marketplace will email, call and text you with scary messages stating you need to renew or you won't have coverage next year. That is flat out wrong. If there are any changes in income or household demographics please let us know and we will update this information for you.

Insurance Companies Sending Out Renewal Letters: Many insurance companies will be sending out renewal notices within the next 2 weeks for January 1st effective dates. Once you receive your renewal premium, if you have any concerns, please let us know. We can always "shop" all of the major companies available.

IRS Releases Final Rules On "Family Glitch" Tax Credits: October 11, 2022 the IRS released a final rule that changes the way health insurance affordability is determined for member's of an employee's family, starting January 1st 2023. Many employee's find the cost of "family coverage" through an employer is extremely expensive. With the new calculation of "affordability" many of those family members may now qualify for a tax credit to lower their premium.

Medica COVID-19 Vaccine Website and Information

In the light of the Supreme Court decision on Roe vrs. Wade, Medica has updated it's stance on abortion coverage on individual Affordable Care Act plans. Please note these decisions will be made on a state basis. Read Medica's Statement.
National General was previously purchased by Allstate. They are now rolling out the Allstate name and branding. Clients will receive new cards and all communications will be Allstate branded.

Members will now log in and register accounts at www.MyAllstateHealthSolutions.com
Pivot Health is now offering 3 year plans in Iowa.
You will soon be receiving renewal information for the 2023 plan year. If you would like to review options, please let us know.
Billing issues in September: On September 1 and 2, 2022, an error occurred with our payment processing showing some policies as not paid, even though successful payment was collected. This caused some plans to show as terminated in our system. Some members also received a letter automatically generated by this incorrect indicator. About 5,000 Short Term Medical, TriTerm Medical, long term and select ancillary plans were affected.
Summary of action:
  • We are working to resolve this issue and return affected plans to proper active/paid status. We anticipate having this issue fully resolve by early next week.
  • Our claims team is reviewing all affected claims to ensure they are properly handled, and applicable benefits applied, if eligible.
  • No action needed from client(s).

Don't forget the valuable discounts with your FACT Membership through the United Health Care plans.
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Don't forgot, with Oscar you have $0 Fee Virtual Urgent Care Visits. Click Here to Learn More.
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3600 1st ave NE, Cedar Rapids, IA 52402.(800) 383-6590

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