*10 individual card uses from 11/1/24 – 1/31/25 gains the new Visa® Signature or Platinum credit cardholder one (1) entry into the $1,000 Grand Prize Sweepstakes. Not all applicants will qualify for a Visa® Credit Card when they apply. This sweepstakes is intended for new members and current FRFCU members who are not already credit cardholders only. Must be 18 or older to enter. Void where prohibited. Sweepstakes open from November 1, 2024, through January 31, 2025. Winner chosen at random. Winner will be notified by phone and email by February 15, 2025. If winners do not respond to phone or email notification within 7 days, another winner will be randomly selected. One (1) $1,000 grand prize winner will be chosen for this Sweepstakes. Alternative Method of Entry: Write your name, address, and contact information on a 3x5 notecard and mail it to FRFCU Marketing Department, 3040 Route 22 West, Building 2, Branchburg, NJ 08876 by 1/31/25. Entries received after 1/31/25 will not be considered valid. Membership eligibility required. Federally Insured by NCUA.

$25 minimum required to open and start a Save to Win Account. Speak with a member representative for more details. Official account and prize entry rules and a complete list of prizes are available at savetowin.org. Void where prohibited by law. CUSG. All rights reserved. *Up to $175 in additional prizes will be awarded monthly, with one (1) $25, one (1) $50, and one (1) $100 winner per month chosen at random by FRFCU. Official rules apply. Membership eligibility required. Federally Insured by NCUA.