HIGHLIGHTS
- Liability limits up to $1,000,000 each accident with $3,000,000 aggregate; higher limits considered
- $2,000,000 limit available for the TIV of garage keepers and/or dealers physical damage, higher limits and more TIV can be considered
TARGETED RISKS
- Service & repair - autos, motorcycles, commercial trucks & emergency vehicles
- Conversions - food trucks, mobility
- Auto restoration - classic cars
- Recreational vehicles
- Impound lots
- Salvage yards
- Non-franchised used car dealers
- Motorcycle dealers
- Commercial truck dealers
- Emergency vehicle dealers
- Recreational vehicle dealers
- Contractors & agricultural equipment (considered)
- Watercraft - when ashore (considered)
- Service autos in conjunction with garage operation (considered)
PREFERRED CHARACTERISTICS
- In business at least 3 years or new ventures with prior automotive industry experience
- Use a website to inform the public of the services and products they provide
- A history free of frequency and severity of loss
Available in states as follows:
- Dealers, Service, and Auto Classes – CA and RI
- Auto Service Only - CT, ME, MD, NJ, NC, SC, and VT
