Now Available to Michigan Employers:  
USHL and Together Health Network (THN) offer Michigan employers an innovative approach to self-funded group healthcare coverage.   
With SafeGuard THN , employers have a simple approach to quality self-funded healthcare coverage: Significant savings, no administrative burden, level monthly payments and protection against unexpected claims- within a program that also delivers  low out of pocket member expenses  within tier one and  services provided by acclaimed clinicians!
  • Members choose from a select number of quality regional hospitals, health facilities, physicians and other medical professionals working together within a Patient-Centered Medical Home (PCMH) care delivery model.
  • Coordinated care makes it easier for members and insurers to get the best care at the best price.
  • THN is powered by three of the nation's leading health systems- Ascension Health Trinity Health , and  University of Michigan* Health Systems .
* Only select specialty services provided by University of Michigan Health System qualify for the Tier 1 benefit level; all of these services require prior authorization.
Click here for the THN Provider and Facility Lookup

Tiered Benefits

  • Members enjoy the best discounts and lowest out-of-pocket costs within Tier One- while receiving comprehensive, coordinated care from acclaimed THN providers and facilities.
  • When services are needed from a non-THN provider within Michigan, members receive Tier Two benefits when serviced by a Cofinity provider or facility.
  • Tier Three benefits apply for all non-THN or non-Cofinity providers within Michigan and nationwide.
Enrolling Now!
Get a SafeGuard THN quote for your new and renewing groups by clicking  here
Additional information on SafeGuard THN is available on the USHL website  or by contacting your USHL sales representative or General Agent.
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Excess loss insurance policies underwritten by US Health and Life Insurance Company, Inc. SafeGuard plans administered by US Health and Life Insurance Company, Inc.