benefitsASSOCIUM Benefits - Ontario Health Insurance Plan Plus or OHIP+
The Ontario Government has announced that amendments to the OHIP+ plan are to take effect March 1, 2019.

On January 1, 2018, OHIP+ began.  Eligible medications were to be covered by the Ontario Provincial Health Care program for children and youth aged 24 and under, who are covered by OHIP (the Ontario Health Insurance Plan). Enrollment in OHIP+ is automatic and coverage stops on the individual's 25th birthday.

The new Ontario government announced, soon after they were elected in mid-2018, that they would be modifying the OHIP+ program to reduce the number of eligible children and youth. Under a redesigned OHIP+, eligible children and youth, who do not have private insurance, would continue to receive their medications, through the program, without co-payments or deductibles. For those children and youth who are covered by private insurance, their drugs will be billed to those plans. Just as it was prior to the launch of OHIP+, private insurer will be first payor.
This change will be effective as of March 1, 2019.

HRTop 5 Security Trends for Non Profits in 2019
The bottom line is that we now need to think about security and be prepared.
  1. Ransomware will continue to be a prevalent type of extortion attack in 2019
  2. Big numbers getting bigger
  3. Phishing, Scams and Fraud to focus on individuals
  4. IOT (Internet of Things) is an increasing problem
  5. Cybersecurity in the Boardroom
GAINThe Importance of Employment Contracts
The employment contract is an agreement between an employer and employee 

Every employment relationship constitutes a contract, whether it is written or verbal. The hiring of an employee is an exchange for consideration. So the employment contract is an agreement between an employer and employee regarding the terms and conditions upon which the employment is based. The employer agrees to provide various forms of compensation in exchange for the services or work that the employee agrees to perform.
  Find out what an employment contract should include >

PharmAsk the Pharmacist: Travel Medicine
How can you catch travel-related diseases?
  • Contaminated food and water can cause diseases like traveller's diarrhea, hepatitis, and typhoid fever
  • Mosquitoes can transmit diseases like malaria and yellow fever
If you are travelling outside of the country, the last thing you want is to put a damper on your trip by getting sick. 

PillarsPillars of the Community - Our Partners
Eva's Phoenix

As you may know, each year ASSOCIUM selects a deserving non-profit and delivers a Christmas. Through the support of staff members, friends and wonderful partners we were able to meet the wishes of the clientele at one of the locations of Eva's Initiatives. Located in downtown Toronto, Eva's Phoenix is a transitional housing and employment training facility for youth experiencing homelessness. At Eva's Phoenix, 50 young people live in 10 shared townhouse-style units. They get their own bedroom with a key and access to shared spaces such as bathrooms, kitchens, and study areas. While there, young people develop critical skills to live independently through caring individual support, workshops, and hands-on programs.

We would like to extend our heartfelt thanks to our fabulous ASSOCIUM GAIN partners for really understanding the needs of the sector. Thanks to Digital Business Systems (DBS) for your amazing donations; some of the fantastic commercial insurance Brokers at CRE; and our Human Resource Information System (HRIS) partner BOSSC. Your support means more than you know.

ASSOCIUM Divisionsdivisions
Since 1984, ASSOCIUM Consultants continues to lead the industry in specialized human resource services, organizational development and provides HR expertise across a broad range of services.
We're unique in the marketplace providing innovative and customized Advisor services: Managing General Agent , Third Party Administrator, Claims Adjudication, Specialty Drug Management / Preferred Pharmacy Network and Human Resources Consulting.

ASSOCIUM Benefits 

Our employee group benefits division, being in business since 1997, gives us the experience to provide customized alternative plans and reduce administrative costs for our clients, while quoting sustainable rates at start up - and at renewal.  

Our procurement services division launched in 1996 as an added source of assistance to the not-for-profit sector ( GAIN). Recently this service has been expanded to include private small business under the Advantage banner. Our goal is to help your organization access preferred pricing for products and services as well as resolve any purchasing issues you may encounter.
Supporting the success of Canadian organizations since 1984.