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You are receiving this commercial email message as a policyholder of, or subscriber to, Pro-Demnity Insurance Company (a subsidiary of the Ontario Architects Association). We provide Ontario's architectural practices with Professional Liability Insurance Solutions, Risk Education and Risk Services.
View as Webpage
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APPLICATIONS AND FORMS
All key liability insurance applications and forms (including the Notice of Claim) can be found online for your quick access, as well as the Annual Renewal form, which is also available as a fillable PDF.
See the Insurance Solutions Resources Page.
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CLIENTS ARE EMBRACING E-PAYMENTS
Since our announcement in July, hundreds of clients have been switching to E-Payments for their premiums. Thank you to all who have made the move.
Please note that until we have fully transitioned at the end of 2024 to accept only E-Payments for premiums, a new cheque-handling protocol has been implemented, requiring cheques to be mailed to our new lockbox address (and not the business address).
Read the Announcement and Find the Lockbox address.
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It’s an infrequent mistake, but it happens: Consultants and projects are chosen unwisely, and the architect must assume responsibility for the consequences. In these two stories, those errors are about to doom the projects . . . until a second—extremely rare—phenomenon occurs: fate steps in and saves the day. The odds of winning Lotto Max are about 33 million to one. The odds of your project being saved by blind luck are in about the same range.
Listen to Episode 7, Season 2 of the Architect's Claims Stories podcast.
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MYTH BUSTING: DO MY PREMIIUMS INCREASE AFTER A CLAIM?
We often hear from clients (after the fact) that they hesitated to advise us of a potential claim (and tried to go it alone) out of concern that their premiums would increase. This is just NOT the case. There is no impact to your premiums should you have to report a claim or for reporting claims in general. If anything, you will gain some peace of mind after talking over your situation with someone - like Sal, Lesley or John - who will understand and help you work through it.
For a handful of firms with multiple, significant claims within a 10-year period, where claims costs exceed premium collected, the Claims Expense Contribution is applied.
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To Speak with an Expert during our business hours, visit the Contact Us page of our website. Click on "Risk Services" to complete your request. Alternatively, you may call 416-386-1770 ext. 2.
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Sal Knafo, B.ARCH, OAA, MRAIC
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Leslie Parker, M.ARCH, OAA, MRAIC | |
John Hackett, B.ARCH, OAA, FRAIC
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ENGAGING IN TRUTH AND RECONCILIATION
During the week of September 25, the Pro-Demnity team participated in the National Centre for Truth and Reconciliation's Lunch and Learn Sessions and showed our support for residential school survivors and their families leading up to September 30.
We are continuing our journey of discovery and learning, while deepening our understanding of this important Canadian issue.
Read our Land Acknowledgement.
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WORLD ARCHITECTURE DAY - OCT 2
Did you know that Pro-Demnity's cause is to support the architectural profession to take the risks necessary to design a better world? We do so by championing your firm's wise, effective, and efficient management of risk. For World Architecture Day, we enjoyed a presentation by Gordon Grice, OAA, and we're marking our 37th year by acknowledging you: our 1,584 clients who we are privileged to serve, with a short video: A Brief History of Pro-Demnity.
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PROTECTING PRACTICES
The 2023 annual update highlights how we rally to protect Ontario's 1,580+ architectural practices, and the protective measures we employ to enable firms in their pursuit of designing a better world.
Read the 2023 Annual Update and the post on Rates, Inflation and Premium.
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THINKING OF DROPPING BY OUR OFFICE? CALL US FIRST.
Pro-Demnity is working hybrid, serving you from remote locations as well as from the office. This means we may not be physically at the office if you drop in unannounced. To ensure that you will be met with, and to avoid disappointment, please book time in advance with a Pro-Demnity team member for a mutually suitable time. Alternatively, we'd be happy to book virtual appointments over MS Teams.
Simply contact us, call us at 416-386-1770, or read the announcement.
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SHARE PRO-DEMNITY WITH A COLLEAGUE
Is there an intern, newly licensed architect, architectural technologist or design professional in your architecture practice who could benefit from news and updates from Pro-Demnity? Encourage them to sign up for Pro-Demnity's monthly E-News today.
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The contents of this e-newsletter are provided for general information purposes only. The information contained herein is not legal advice and should not be relied upon as such. The material presented does not establish, report or create the standard of care for Ontario architects. The information is by necessity generalized and an abridged account of the matters described. It should in no way be construed as legal or insurance advice and should not be relied on as such. Readers are cautioned to refer specific questions to their own lawyer or professional advisors. Letters appearing in the e-newsletter may be edited. Efforts have been made to assure accuracy of any referenced material at time of publication; however, no reliance may be placed on such references. Readers must carry out their own due diligence. This e-newsletter should not be reproduced in whole or in part in any form or by any means without written permission of Pro-Demnity Insurance Account. Please contact [email protected]
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