Please share this newsletter with your network. | |
A Message from the
President and CEO | |
Greetings!
Civic duty, what does it mean to you?
A civic duty is the responsibility, obligation, or action that an individual has toward the society, community, or country in which they live. It is built on the idea that citizens receive rights, protections, and public services from their government, and in return, they owe allegiance and participation to their society.
Our mandatory civic duties are to obey the law, pay our taxes and educate our kids. Our voluntary civic duties are driven by moral expectations to stay informed, to volunteer, to respect the rights of others and to vote. I’d like to think we do all of these, but we don’t.
November 3rd is election day, and as I always do, I’m encouraging everyone to vote. It’s our opportunity to voice our opinion on how our government is running and who runs it. Those who vote express the will of the people. Those who do not have conceded to be governed by the will of others. All the memes, social media posts, protests or whatever are meaningless if in the end, you don’t vote. So please, be informed and go vote.
And don’t forget there are also nine ballot questions:
Question 1: Make records held by the state legislature and the governor's office public records.
Question 2: Permit employees of the Committee for Public Counsel Services (public defender attorneys) to participate in collective bargaining practices.
Question 3: Eliminate political party primaries for state elections and create a single primary where candidates are listed regardless of their political party.
Question 4: Provide for same-day voter registration.
Question 5: Change the limit of how much revenue the state can collect in a given year.
Question 6: Create a fund for state money, titled the Nature for All Fund, that would be used to further efforts of nature conservation.
Question 7: Require cities and towns to allow single-family homes on residentially zoned lots that meet minimum standards of at least 5,000 square feet in area.
Question 8: Repeal laws that permit the sale of recreational marijuana and the personal cultivation of cannabis in homes.
Question 9: Uphold the legislation, An Act Modernizing Firearm Laws passed in 2024.
These are all important questions so please don’t skip them. For more information click the link on the 2026 Ballot Questions provided by the Secretary of State: https://www.sec.state.ma.us/divisions/elections/research-and-statistics/2026-information-for-voters/guide.htm
Be safe, be well and go vote!
| |
Jay Linnehan
GLCF President + CEO
| | |
| |
GLCF Celebrates Community Building & Belonging at Celebrate Giving 2026
The Greater Lowell Community Foundation (GLCF) brought together community, business, and nonprofit leaders on Wednesday, October 7, for Celebrate Giving 2026 at UTEC in Lowell. Centered on the theme Community Building & Belonging, the evening recognized four honorees whose work helps residents across Greater Lowell feel seen, valued, and invested in where they live, and featured an on-stage conversation between GLCF President and CEO Jay Linnehan and Turahn “Rahn” Dorsey, President & CEO of the Eastern Bank Foundation.
GLCF Board Chair Chet Szablak opened the program by describing belonging as a value at the heart of GLCF’s mission and strategic plan—one that is about more than proximity. It happens, he noted, when communities intentionally build the spaces, systems, and relationships that welcome people in rather than leave them out.
“Belonging doesn’t happen by accident—it’s built,” said Jay Linnehan, President and CEO of the Greater Lowell Community Foundation. “It’s built by a bank that stays rooted in the neighborhoods it serves, by a health leader who makes sure our newest neighbors are welcomed and not just served, by a historian who invites the whole city to walk its story together, and by a middle school giving its students the skills to protect one another and step into their first jobs. This year’s honorees remind us that the strongest communities aren’t built by any single institution. They’re built when individuals and organizations work together with a shared sense of purpose—and that is what philanthropy in Greater Lowell is all about.”
2026 Honorees
-
Business Philanthropy Partner Award: Rockland Trust
A relationship-driven commercial bank with more than 115 years of history serving Massachusetts and Rhode Island, Rockland Trust has distributed more than $7 million in grants to nonprofits through the Rockland Trust Charitable Foundation. Just recently, Rockland finalized a creative financing plan with GLCF and Community Teamwork to fund CTI’s 60 bed women’s homeless shelter in Lowell. When first approached with this new idea, Rockland’s response was: “absolutely, count us in.” Following its merger with Lowell-based Enterprise Bank, Rockland Trust pledged to maintain all 27 Enterprise branches, including two in Lowell that have served residents for three decades. Ryan Dunn, Senior Vice President/Commercial Regional Executive, accepted the award.
-
Steven Joncas Community Connector Award: Mercy Anampiu Cheboryot
As Senior Director of Community Engagement at Lowell Community Health Center, Cheboryot has spent two decades building bridges between the health center and the diverse populations it serves. Under her leadership, the Outreach & Health Promotion Department has grown from 3 to nearly 20 staff members. She founded Lowell CHC’s first African Advisory Board, established the Community Health Education Center, served as a community organizer for Lowell’s Comprehensive Plan, and chairs the Health Equity Task Force for the Greater Lowell Health Alliance. Cheboryot directed her $1,000 award grant to the African Community Center of Lowell.
-
Bankers’ Volunteer Award for Lifetime Achievement: Richard (Dick) Howe
GLCF’s most prestigious volunteer recognition honored Howe, Register of Deeds for the Northern Middlesex District and founder of Lowell Walks. Since 2015, Lowell Walks has brought together residents from different neighborhoods, backgrounds, and generations through free, 90-minute guided tours that average 100 participants per walk. Howe is also the author of several books on Lowell’s history, a regular cemetery guide since 2012, and the creator of RichardHowe.com, a hyperlocal platform documenting the city’s stories. He directed his $1,000 award grant to DIY Lowell.
-
GLCF Newell Flather Legacy Fund Grant: B.F. Butler Middle School
The school received $12,500 for its Vital Skills: Youth Safety Training & Career Readiness initiative, which will provide 100 low-income, immigrant, and refugee students with CPR, first aid, and allergen awareness certifications—industry-recognized credentials that remove financial barriers to entry-level employment while building civic responsibility. The Newell Flather Legacy Fund was established at GLCF in 2022 by the Theodore Edson Parker Foundation to support projects focused on the arts, immigrant and refugee communities, and advancing equity and inclusion in Lowell. Principal Jaime Moody accepted the award.
| |
CAPTION 1: Greater Lowell Community Foundation President and CEO Jay Linnehan (left) talks with Turahn “Rahn” Dorsey, President & CEO of the Eastern Bank Foundation, about Community Building & Belonging at Celebrate Giving 2026 on October 7 in Lowell.
CAPTION 2: Celebrate Giving 2026 honorees hold official citations from the Massachusetts State Senate. From left: Neyder Fernandez and Principal Jaime Moody of B.F. Butler Middle School, recipient of the GLCF Newell Flather Legacy Fund Grant; Mercy Anampiu Cheboryot, Steven Joncas Community Connector Award; Richard “Dick” Howe, Bankers’ Volunteer Award for Lifetime Achievement; Ryan Dunn, Senior Vice President/Commercial Regional Executive at Rockland Trust, Business Philanthropy Partner Award; GLCF President and CEO Jay Linnehan; and Massachusetts State Senator Vanna Howard.
| |
HPE Employees Vote to Fight Senior Food Insecurity in Greater Lowell
For the eighth year, the Greater Lowell Community Foundation has partnered with HPE (formerly Juniper Networks) on a grant program chosen by HPE employees. This year, $12,500 in grants, funded by HPE with a GLCF sponsorship, will go to three nonprofits working to end food insecurity among older adults.
HPE first reviewed the top ten unfunded applications from GLCF’s 2026 Elder Services discretionary grant cycle. The program invited three finalists to pitch their projects at HPE on October 1, and HPE employees then voted for a week to decide the awards:
-
AgeSpan – $7,000 for Greater Lowell Meals on Wheels. Every weekday, AgeSpan brings meals to more than 2,600 homebound older adults. Its drivers cover the same routes each day, so each stop is also a friendly visit and a wellness check.
-
Community Servings – $2,500 for its Food is Medicine program. The grant supports more than 35,000 medically tailored meals for over 210 Greater Lowell residents living with critical or chronic illness. Many of them are seniors working to stay healthy and independent at home.
-
PACH – $2,500 for its Senior Access, Safety, and Infrastructure Improvement Project. PACH runs the only food pantry serving Pepperell and Dunstable. It will level its entryways, add ramps and cover its entrance so clients can come and go safely in any weather.
Congratulations to all three organizations, and thank you to HPE and its employees for another year of partnership in feeding our neighbors.
| | Caption: HPE’s Marci Barnes with AgeSpan’s Jennifer Raymond and Emily Dionne; and GLCF’s Jennifer Aradhya. | | |
As nonprofit funding tightens, low-income families and youth face service cuts
Low-income families, children and youth are among the hardest-hit populations losing nonprofit services as organizations across the region respond to shrinking federal funding, state budget cuts and intensified competition for private grants, according to a new survey by the Greater Lowell Community Foundation.
Of the 75 nonprofits responding to the foundation’s September 2026 survey, 52% report reduced services to low-income families. Forty-nine percent cite cuts affecting children and youth, and 27% report reduced services to immigrants and undocumented individuals.
| |
GLCF Trains 20 Artists to Lead Community Programs Through Arts Elevate
Redesigned Community Artist Training cohort spans nine communities and builds a regional pipeline of artists ready to partner with local nonprofits
Twenty artists from across Greater Lowell completed the Arts Elevate Community Artist Training Program on September 26, 2026, a fully redesigned, full-day immersive training from the Greater Lowell Community Foundation (GLCF) that prepares artists to lead programs with nonprofit organizations serving youth, veterans, and seniors.
Selected through a highly competitive application process, the cohort brings together emerging and mid-career artists working in visual arts, craft and ceramics, music, literary arts and spoken word, theater and dance, and multimedia. The artists now join the Arts Elevate Embedded Artist Directory, which is shared directly with area nonprofits seeking creative partners.
“These twenty artists walked in as individual creatives and walked out as a network,” said Jennifer Aradhya, founder of Arts Elevate and GLCF's VP of Marketing, Programs and Strategy. “Our pilot showed what happens when an artist is embedded in a nonprofit that young people already trust. Now we have a cohort ready to carry that work into communities across our region, and nonprofits have a place to find them.”
By the Numbers
-
• 20 artists trained
-
• 9 of GLCF's 21 communities represented: Lowell, Dracut, Acton, Bedford, Carlisle, Chelmsford, Concord, Tyngsboro, and Westford
-
• 62% of participants from underrepresented backgrounds, including BIPOC, LGBTQ+, and artists with disabilities
-
• 6 artistic disciplines represented
-
• 8 hours of immersive training across five sessions
-
• 6 facilitators and 3 pilot artist panelists
| | |
$1,000 Grant Keeps Greater Lowell Kids Warm This Winter
As temperatures drop, the Greater Lowell Community Foundation is proud to support Coats from Ann Above with a $1,000 grant for its Coats for Kids program. The Lowell-based nonprofit provides winter coats and warm clothing to children and hardworking families across Greater Lowell, making sure no child has to face a New England winter without the basics.
Something as simple as a warm coat can mean a child gets to school, plays outside, and feels like they belong. We’re grateful to Coats from Ann Above for meeting that need with such care, one family at a time.
To learn more or support their work, visit Coats from Ann Above (Facebook.)
| Photo: From left, GLCF President and CEO Jay Linnehan; Larry Finn, founder of Coats from Ann Above; and Jennifer Aradhya, GLCF Vice President of Marketing, Programs & Strategy. | | |
Mosaic Lowell News
Call for Presenters: 2027 Artists Thrive Summit
Mosaic Lowell is seeking artists, arts administrators, and creative leaders to help shape the 2027 Artists Thrive Summit, taking place March 30–31 in Lowell! This year's theme, Creative Voices, Collective Power, explores the power of arts advocacy, from supporting sustainable creative careers to influencing policy, strengthening communities, and advancing social change.
Have an idea for a workshop, presentation, or interactive discussion? We invite you to share your expertise, experiences, and creative approaches with fellow artists and arts advocates. Help us build a dynamic gathering that strengthens the creative sector's collective voice!
Learn more.
________________________________________________________________________________________
Arts Elevate News
Embedded Community Artist Grants - Deadline Approaching
The Greater Lowell Community Foundation is now accepting applications for Arts Elevate: Embedded Community Artist Grants for Youth Wellness! This exciting opportunity supports nonprofit organizations across Greater Lowell in partnering with professional artists to bring sustained creative programming to young people.
Eight $10,000 grants will support integrating arts education into youth-serving organizations that foster creative expression, connection, belonging, and well-being. Youth-serving nonprofits are encouraged to apply and explore how the arts can make a lasting impact in their communities.
Application deadline: November 5, 2026.
Learn more.
| | GLCF Volunteer Opportunities | | |
Connect Through Volunteer Opportunities
The GLCF Volunteer Opportunities page is a hub for connecting nonprofit needs with businesses and individuals ready to take action in our region.
Volunteering is a great way to build relationships with local nonprofits and gain a first-hand understanding of their work and the needs they address in our community. Staying involved over time helps volunteers see how their contributions support an organization’s work, while providing nonprofits with consistent support and opportunities to build lasting relationships with people who care about their mission. These connections can help nonprofits expand their capacity, strengthen their work, and reach more people in the community.
Here are current opportunities to explore:
· Habitat North Central Mass – ReStore volunteer
· Women’s Money Matters – Financial Coach for Women (English and Spanish; virtual)
Explore or post opportunities at https://www.glcfoundation.org/volunteer-opportunities and be part of building a more connected and stronger Greater Lowell.
| | North Star Family Services: Bonnie's Place | | |
A young girl asked her father that question the night their family arrived at Bonnie’s Place. When he told her yes, she answered, “Thank you, this is so much better than where we were.”
Bonnie’s Place is North Star Family Services’ emergency shelter for families with children experiencing homelessness. It is a five-bedroom house on a quiet residential street in Leominster, and it is the closest family shelter for the GLCF communities of Ashby, Ayer, Groton, Littleton, Pepperell, Shirley, and Townsend. That means families from those towns can stay near their jobs, schools, and support systems while they get back on their feet.
Every family is welcomed with a warm meal, a private bedroom, new bedding, toiletries, and a comfort toy for each child. Once the immediate crisis has eased, case managers meet with them at least weekly. Together they work through job searches, childcare, budgeting, and credit repair, and they start saving for a first apartment.
A $5,000 GLCF Discretionary Grant helped 34 children have a safe place to sleep, make it to school or daycare, and get the medical and mental health care they needed. Meanwhile, their parents worked toward a home of their own. In 2025, Bonnie’s Place sheltered 23 hardworking families, and 13 of them moved into permanent housing.
The need keeps growing. North Star has 75 families on its waiting list. Its new Journey Home apartments, 15 units of permanent supportive housing, drew nearly 400 applications when they opened in August 2025, and planning for Journey Home II is already underway.
Caption: Clarisse and Badger Blue from Paws for People visit with children at Bonnie’s Place.
| | Required Minimum Distribution | |
Turn Your Required Minimum Distribution into Community Impact
For those 73 and older, one good piece of news is - if you have an IRA, then you have an opportunity to make an otherwise taxed distribution, a TAX FREE gift to a nonprofit organization.
You are required to take your RMD annually or a penalty is assessed. Failure to take the required amount can result in a 25% penalty on the amount not withdrawn (reduced to 10% if corrected in a timely manner). If you make a qualified charitable distribution (QCD) with your RMD it is tax free simultaneously supporting a worthy community organization. RMD's and QCD's are strictly calendar-year gifts and need to be completed by December 31, 2026.
Please consider the Greater Lowell Community Foundations as your QCDs with a designated or scholarship fund. Instead of paying taxes to the IRS, you can establish a charitable legacy gift to help your community. Please check with your tax advisor or go to the IRS web site:https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-required-minimum-distributions-rmds, then let us know how we can help.
To make a Qualified Charitable Distribution to GLCF:
Contact your IRA administrator to initiate the transfer.Provide them with our information: Legal name: Greater Lowell Community Foundation Mailing address: 100 Merrimack Street, Lowell, MA 01852
Federal Tax ID Number: 04-3401997.
Visit our website at www.glcfoundation.org or call us at 978-970-1600.
| | |
Become a GLCF Annual Sponsor
Support the work of YOUR community's foundation.
Since 1997, the Greater Lowell Community Foundation has supported this community with grants to nonprofits, scholarships to deserving students, and leadership to help determine, address, and resolve a wide variety of needs and opportunities.
With more than 500 donor-driven funds and expert staff, the Foundation provides vital resources that build on our community’s strengths, addresses its challenges, and brightens futures by helping deserving students to achieve their dreams.
To achieve more, we need your partnership through a generous annual sponsorship.
| | |
A Planned Gift: Create a Lasting Legacy
Your support can help build the next generation of leaders. A planned gift to educational programs in Lowell can provide scholarships, build new facilities, and fund innovative initiatives that transform lives for decades to come.
The Lowell High Class of '74 Reunion Committee created a permanent class scholarship, saying “We felt that it would be a great thing to assist current graduates with these scholarships. Fifty years ago, there was not much available to the class of 1974 graduates and we all agreed it would have helped many of us.” To learn more about creating your own Legacy Scholarship, contact Barbara Dunsford at 978-970-1600 or info@glcfoundation.org.
| | |
Tanner Street Development, LLC
| | | |
100 Merrimack Street, Suite 202
Lowell, MA 01852
PHONE 978-970-1600
| | | | | |