Important News for Our Clients
October Insights


“Give me six hours to chop down a tree and I will spend the first four sharpening the axe.”
―Abraham Lincoln

In nearly every venture, preparation is key. Financial planning is no different. Of course, there is no way to predict the future or know what will happen in coming years, but we can plan for the unexpected and prepare a strategy that considers the risks and rewards for each client.

With the end-of-year rush and the busy holiday season quickly approaching, now is the time to take stock and start planning. There are many year-end opportunities to take advantage of, and we hope these useful articles will help you feel prepared for the new year (and beyond!).

Retirement account contributions help many people prepare for retirement while minimizing taxes. Our first article reviews data from a 2019 survey that asked respondents how this year’s retirement contributions stack up against previous years. The next piece answers a question that many investors have been wondering as of late: should we worry about an inverted yield curve? While inversions and recessions have been previously connected, there are other factors to consider. The third article discusses common mistakes people make when working for themselves and is a must-read for individuals who are self-employed or have considered leaving the traditional 9-5 workplace. Lastly, you’ll find 30+ delicious slow-cooker recipes in our third article—the perfect way to prepare for the holidays.

Please reach out if you have any questions, would like to talk further about the issues in this letter or seek more information on the current state of the market. I would be happy to help.
Articles of Interest 

This 2019 survey examines how much Americans are saving for retirement in 2019. Maximizing retirement contributions is an excellent way to plan for retirement and save on taxes, so it could be time to see how your contributions stack up against your peers’.

There’s a much-publicized relationship between inversions and recessions. In fact, inverted yield curves have predicted all nine U.S. recessions since 1955. So should investors be concerned, or acting, based on the recent inversion?

By 2020, an estimated 42 million people in the United States will be self-employed. But are they making the right choice? If you are self-employed, be sure to review your retirement contributions and insurance plans to make sure you’re prepared for whatever the future holds.

It’s hard not to love slow cookers. With just a bit of preparation in the morning, you can come home to a delicious home-cooked meal. These 36 recipes will make the next month of dinners a breeze, without compromising on flavor or variety.
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