October Market Perspective
The U.S. equity markets enjoyed a great start to the 3rd quarter on 2021 in July and August but became susceptible to the historical market volatility in late September and early October. It was a myriad of concerns (discussed below) that generated a sharp reaction in global investor sentiment. The Dow Jones Industrial Average dropped 4.2% for the month of September and 1.46% for the 3rd quarter. The S&P 500 declined a bit more, losing 4.65% for the month but was able to eke out a gain of 0.58% for the quarter. The tech-heavy NASDAQ lost 5.27% for the month and 0.23% for the quarter, primarily as a result of rising interest rates.
Health and Wellness for Our Clients
4-2-6 Breathing: Decrease stress by using your breath
Melissa Martin, Certified Intuitive Eating Counselor, Certified Pilates Instructor
Sometimes anxiety and stress can get the better of us start to run the show. When we experience these feelings for longer periods of time and it becomes chronic, it can shift our entire nervous system and affect how we process stress in our bodies and mind. This puts our brains into a flight or fight response, which basically makes it impossible to think clearly and rationally.

Physical Therapy for Frozen Shoulder
Ryan Hastie, PT, DPT, CSCS

Frozen shoulder, also known as adhesive capsulitis, is characterized by pain and global loss of shoulder joint range of motion. The strong connective tissues surrounding he shoulder joint (known as the joint capsule) become thickened, stiff and inflamed. This process leads to progressive joint stiffness and significant decrease in range of motion which can affect one’s ability to perform activities of daily living such as dressing or grooming.

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The financial professionals of Hastie Financial Group are Registered Representatives and Investment Adviser Representatives with/ and offer securities and advisory services through Commonwealth Financial Network, Member FINRA/SIPC, a Registered Investment Adviser. Financial planning services offered through Hastie Financial Group are separate and unrelated to Commonwealth.