October 2019
Great News for Buyers in 2019

FHA loans are a popular type of mortgage because of the lower down payment requirements, if you are thinking of buying a home in Maricopa County the new loan limit will increase 6.9% in 2019 to $484,450.
Ask the the Sisters about other great programs like the zero down VA loans, a zero down loan for homes up to $1.5K, and other Military, teacher, law enforcement and other lender incentives. By the way, Jo and Bobbie are VA certified and Jo is a Military Relocation Professional.

We like to serve those who serve us!
Serving those who served our Country 
For Vets PCSing to or from the Phoenix, AZ area.

For Your To-Do List: 
Buy a Home

Berkshire Hathaway HomeServices 
California Properties 
Maria Hill

If you're not planning on buying a home any time soon, perhaps you should be. Just over half (54 percent) of Americans say they are likely to buy a home in the next five years - up 12 percent from last year - according to the 2017 BMO Harris Bank Homebuyers Report. In addition, Americans surveyed will average a 32 percent down payment.

The report, conducted by Pollara, also found that:

- Among likely first-time buyers, 80 percent plan to get preapproved for a mortgage before making an offer and 10 percent are already preapproved.

- Around four-in-five will set a budget before looking for a home.

- The majority (65 percent) of those looking to buy a new home will consult a real estate agent, while 61 percent said they will visit online real estate websites and 38 percent will seek recommendations from friends and family.

The benefits of homeownership are many, but among the most significant are:

- Owning a home is a secure long-term investment.

- Tax deductions make homeownership a much smarter financial path than renting.

- When you own a home, you are free to do with it as you see fit - paint, remodel, add-on and personalize to your heart's content.

According to the report, 70 percent of American homeowners spent six months or less looking for a new home before they made a purchase. In addition, 10 percent bought their home without participating in an active real estate search - or even any plan to buy at all - because a specific property caught their attention.

The report also found that Millennials (the generation born between 1982 and 2004) are more likely to use a mobile device as a resource to help in their home search (37 percent). In addition, Millennials are more likely than older age groups to rely on recommendations from friends and family (45 percent) when conducting a home search.

Source: BMO Harris Bank

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Local Upcoming Events


Arizona State Fair & Coliseum
1826 W. Mcdowell Road Phoenix, Az
October 4, 2019 To October 27, 2019
Recurring Weekly On Sunday, Wednesday, Thursday, Friday
12:00 Pm To 9:00 Pm
(602) 252-6771

Scottsdale Arts District
Main St. And Marshall Way Scottsdale, Az
October 10, 2019
6:30 Pm To 9:00 Pm

Phoenix Zoo
455 N Galvin Parkway Papago Park Phoenix, Az
October 10, 2019
5:30 Pm To 8:30 Pm

Tempe Beach Park
80 W Rio Salado Pkwy Tempe, Az
October 11, 2019 To October 13, 2019
Recurring Daily
(480) 350-8181

Westworld Of Scottsdale
16601 N. Pima Rd. Scottsdale, Az
October 12, 2019 To October 13, 2019
Recurring Daily
11:00 Am To 7:00 Pm

Eldorado Park
2311 N. Miller Road Scottsdale, Az
October 26, 2019
5 P.M.-9 P.M.
(480) 312-0217

Vertuccio Farms
4011 S. Power Road Mesa, Az
September 30, 2019 To November 3, 2019
Recurring Daily
Hours Vary By Date.
$10 Per Person, Ages 2 And Under Free

Tolmachoff Farms
5726 N. 75th Ave. Glendale, Az
October 2, 2019 To November 3, 2019
Recurring Daily
Farm Admission, $12; Ages 2 & Under, Free

Carefree Desert Gardens
101 Easy Street Carefree, Az
October 19, 2019 To October 27, 2019
Recurring Daily
10:00 Am To 8:00 Pm
$15 Fri-Sun; $10 Mon-Thurs
(480) 488-3686

Scarizona Scaregrounds
1901 N. Alma School Road Mesa, Az
September 28 - Sep 29, Oct 4 - 5, Oct 10 - 13, Oct 17 - 20, Oct 22 - 2, 2019
7:00 Pm

The Promenade
16215 N. Scottsdale Rd. 16215 N. Scottsdale Rd. Scottsdale, Az
October 25, 2019
5:00 Pm To 8:00 Pm

Phoenix Zoo
455 N Galvin Parkway Papago Park Phoenix, Az
October 25 - 26, 2019
6:00 Pm To 10:30 Pm
$12.95 General; $9.95 Members; Kids 2 And Under Are Free.

Salt River Fields At Talking Stick
7555 N. Pima Road Scottsdale, Az
October 25 - 26, 2019
5:00 Pm To 9:30 Pm
$15 Adults; $10 Children 3-12
(480) 270-5000

Kiwanis Park
5500 South Mill Avenue Tempe, Az
October 26, 2019
5 P.M. - 9 P.M.
(480) 350-5200

Desert Botanical Garden
1201 N. Galvin Parkway Phoenix, Az
November 2 - 3, 2019
10:00 Am To 5:00 Pm
Included With Membership Or Paid Admission

Phoenix Country Club
2901 N 7th St Phoenix, Az
November 7, 2019 To November 10, 2019
Recurring Daily
Official Groupings And Starting Times Are Posted At The Tournament Site
The Sisters

Jo Christensen | 480.652.8432 | Bobbie Christian | 602.421.7533