UPCOMING WEBINAR SERIES
Maryland AT Program logo
Show Me The Money!
A person counts a wad of cash over a banking ledger book.

A month-long financial capability and resiliency webinar series focused on knowledge-building, resources, and services for people with disabilities to increase financial stability.


Brought to you by
The Maryland Department of Disabilities,
Assistive Technology Program and
The CASH Campaign of Maryland



October 1

11am-12pm

Maddy Ciulu, MD Department of Housing & Community Development
The Maryland Mortgage Program (MMP) provides 30-year fixed-rate home loans to eligible homebuyers purchasing in Maryland. Loan terms are competitive with other home loan products on the market, but what makes MMP unique is the range of associated financial incentives and other assistance that, for many homebuyers, means the difference between being able to purchase and continuing to rent. MMP down payment assistance can only be obtained with an MMP first mortgage; it is not a standalone option.



October 6

2pm-3pm

Eric Jorgensen, Special Needs Navigator
Did you know there are State and Federal programs available to help your child when they leave High School? They can get assistance to buy groceries, supports to live independently, and coaching on how to find and keep a job - just to name a few. You're not going to want to miss this opportunity. Join us, don't be left in the dark.


6pm-7:30pm

Kelly Nelson, Maryland ABLE
Join us to learn how an ABLE account can help promote personal choice, independence and financial stability for people with disabilities. Kelly Nelson from Maryland ABLE will share an overview of how ABLE accounts can help people with disabilities and their families to save and invest for the future without jeopardizing federal and state means tested benefits such as SSI and Medicaid. Attendees will learn about eligibility, enrollment, tax-advantaged savings and investment options and how to use the ABLE account to pay for qualified disability expenses.


October 7

1pm-2:30pm

Michael Dalto, High Note Consulting
Many people with disabilities who get cash and medical benefits from the government, and who are considering paid work, face some daunting questions:
· What will happen to my cash benefits if I work?
· Can I keep my medical benefits?
· Will I have more money?
Learn how safety nets called “work incentives” help protect benefits when you work, and make sure you come out ahead. Discover the Plan to Achieve Self Support (PASS), a work incentive that can help you buy technology and other items to reach a work goal. And find out how to get FREE help from a certified Benefits Planner to use work incentives.
 

October 12

10am-11:30am

Tameka Payton, Psychometric Solutions
This session is designed for participants to explore and refine their knowledge of the basic terms and practices for both personal and business finances. Participants will also explore capital resources and strategies for financial success in their small business. Participants receive information and resources that are intended for special populations, including persons with disabilities, race and gender minorities.

3pm-4pm

Elizabeth Yoder, Planning Across the Spectrum
As your family grows, your needs change. We will review the stages of planning for your children as the receive a diagnosis and grow to adulthood. We will review some of the government benefits programs and resources available to them at all stages.


October 13

12pm-1pm

Sage Hart, O'Byrne Law, LLC
Sage C. Hart, Esq. will provide a brief overview of common benefit programs and the planning tools, such as special needs trusts and an ABLE account, that may be used to preserve an individual’s eligibility for means-tested benefits while also setting aside funds for that individual’s future. The development of a special needs plan will aim to take into account present and future needs as well as to support the autonomy and independence of the individual with disabilities to the greatest extent possible.


October 14

11:00am-12:00pm

Sue Rogan, MD CASH Campaign
Credit Scores affect many aspects of a person’s financial health. Learn from Sue Rogan, AFC® how to check the data on your credit report, access your credit score and build your score to a 700+ so that you can access credit, obtain a fair interest rate and build assets.

3:30pm-4pm

Tanya Goodman, Maryland Assistive Technology Financial Loan Program
Join us to learn about the Maryland Assistive Technology Loan Program, a Division of the Maryland Department of Disabilities which offers low interest loans to Marylanders with disabilities and their families to obtain assistive technology to help a person with a disability live more independently and productively. Loan amounts range from $500 - $50,000, with loan repayment terms up to 96 months. Restrictions apply.


October 15

Special Needs Trusts (Repeat Session)
6pm-7pm

Sage Hart, O'Byrne Law, LLC
Sage C. Hart, Esq. will provide a brief overview of common benefit programs and the planning tools, such as special needs trusts and an ABLE account, that may be used to preserve an individual’s eligibility for means-tested benefits while also setting aside funds for that individual’s future. The development of a special needs plan will aim to take into account present and future needs as well as to support the autonomy and independence of the individual with disabilities to the greatest extent possible."


October 16

12:30pm-1:30pm

Kerrie Carden, Equip, LLC
Take the knowledge you gained from the first seminar and focus on the fun part: building your wealth through investing! Join Kerri Carden, founder of EQUIP, LLC and a Stanford University grad, as she shows you clear, easy ways to invest, perfect for investors just starting out- no matter how much $ you have to invest! 


October 18

2:00pm-3:00pm

Sue Rogan, MD CASH Campaign
People with disabilities often are concerned about building a secure financial future. Attend this workshop to learn tips on the psychology behind financial decisions, successful ways to track your dollars, and ensure that you are working your way to financial independence.


October 19

12pm-1:30pm

Kelly Nelson, Maryland ABLE
Join us to learn how an ABLE account can help promote personal choice, independence and financial stability for people with disabilities. Kelly Nelson from Maryland ABLE will share an overview of how ABLE accounts can help people with disabilities and their families to save and invest for the future without jeopardizing federal and state means tested benefits such as SSI and Medicaid. Attendees will learn about eligibility, enrollment, tax-advantaged savings and investment options and how to use the ABLE account to pay for qualified disability expenses.


October 20

11am-12pm

Donna Thomas, MHEC
The Office of Student Financial Assistance (OSFA) with the Maryland Higher Education Commission (MHEC) will provide an overview on the various state financial aid programs available to students planning to enroll at a Maryland post-secondary institution.

2pm-3pm

Sue Rogan, MD CASH Campaign
Consumers reported losing more than $3.3 billion in fraud in 2020, an increase of $1.8 billion from 2019. Consumers who have a disabilities are often a target for fraud. Attend this workshop to learn the latest scams and how to avoid losing your money to them.


October 22

1pm-2pm

Shannon Minnick, Independence Now
Meet Shannon Minnick, the Deputy Director of Independence Now, to learn more about the Employed Individuals with Disabilities (EID) program. The EID Program extends Medical Assistance (Medicaid) health benefits to working Marylanders with disabilities for a small fee.


October 27

1pm-2pm

Sue Rogan, MD Cash Campaign
Join Sue Rogan for this interactive webinar on how to deal with debt collectors, and create a plan to reduce your debt.


If you need accommodations, including live captions, please contact Lori Markland, lori.markland@maryland.gov no later than 7 days before the session you're registering for, indicating the name of session(s) you will need accommodations for.
 
Disclaimer
Attendees of these trainings should be aware that there are known and potential privacy and confidentiality issues with the Zoom System (Cloud Service, Web application, and/or Application). While every effort has been made to ensure the security of this meeting, factors out of the State's control introduce risk. Participants should evaluate the risk associated with the application and platform and determine if the risks preclude the use of the service. The State provides no warranty regarding the security of the application, confidentiality of the information discussed, or the privacy of information collected by the application and/or service. Security events impacting the confidentiality, integrity, or availability of a meeting (e.g., ZoomBombing) must be reported to the State Security Operations Center (soc.info@maryland.gov).