It seems like there’s a new data breach to be worried about every week. By the time a company notifies you, your data may already be accessible to cyber criminals. If you find out that your data may have been exposed, you can freeze your credit to prevent further damage.
When you freeze your credit, creditors cannot access your report, which keeps them from approving any new credit account in your name, whether it is fraudulent or legitimate. To let lenders and other companies access your credit files, you will need to lift your credit freeze permanently or temporarily.
Freeze or unfreeze your credit report for free by contacting each of the three major credit reporting agencies:
You can submit your request online, by phone or by mail. Click below to learn more or to freeze your credit.
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