Open Enrollment starts November 1st!

Open Enrollment is Here!

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Open Enrollment for 2023!

Benefit Writers helps families and businesses with affordable health insurance policies that meet their benefit and budget needs.

Schedule your appointment TODAY

We work by appointment only to give the one-on-one attention our clients deserve.

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Benefit Writers is a Full-Service Health Insurance Agency

We have helped families and businesses for 25 years!

When you work with a Benefit Writers

expert, our services are at no cost to you!

Fill out an individual/family questionnaire today to learn more!

Many people qualify for subsidies that significantly lower their monthly premium, see the chart below to see how we can help you save money today!

Healthcare.gov will release the 2023 Federal Poverty Levels soon

Click HERE for 2023 updates

(As of 10/07/2022, the rates below are the rates currently being used.)

Open Enrollment for individuals is November 1 - December 15th.

Please read below to see if the deadline applies to you.

Individual Insurance: If employer coverage is not available to you or your spouse you may enroll in a Marketplace individual plan.

Marketplace Premium Tax Credits: Are determined based on certain criteria such as household and income.

Deadlines to select individual insurance with an effective date of Jan 1, 2023, applications must be submitted on or before December 15th

Short-Term Plans: This policy will protect you for a specific period of time, it is a perfect fit for in-between jobs or college students. Coverage periods are available for up to12 months. Various Deductibles and Out-Of-Pockets are available. You decide what coverage is the best fit for your benefit needs and budget. Health questions will be asked for underwriting purposes.

Self-Employed: No employees on payroll and you want a PPO plan, no problem!

See Pricing by clicking HERE use code: DETX2835

Group Employer Plans: Employers with fewer than 50 employees with a minimum of two, who meet the carrier criteria but have not previously offered a group plan, should ask us about the 'Holiday Special.' You might find it appealing that the minimum participation and contribution requirements are waived.

Group Employer-Sponsored Plans: Medical, Gap Insurance, Dental, Vision, Health Savings Accounts, Health Reimbursement Accounts, and Group Occupational Accident.

Human Resource Compliance, HR Hotline with a toll-free number to HR Experts, Payroll, PEO (Preferred Employer Organization)

Discount Programs, Work Site Employee Supplemental Plans; Cancer, Short Term Disability, Accident (On and Off the job), Critical Care, Hospital Indemnity, Term Life, Whole Life, Univeral Life. Voluntary or Employer Contribution, these plans are portable.

Faith-Based Healthcare Plans: Medishare offers you a biblical alternative to health insurance.

International Medical Insurance: Medical Insurance for when traveling out of the United States. Click HERE for more information

Trip Cancelation Insurance: Protect your investment. Click HERE to price

Dental and Vision: Click HERE for Free Quotes.

Life Insurance: Watch this VIDEO

Protect the ones you love the most, invest in a Love Policy today!

Do you like saving time and money?

Click here to learn more

about our favorite discount program that helps you and your entire household save on Dr. visits, Rx, Dental, Vision, and much more.

All for a flat rate of $18 a month!

Medicare open enrollment for 2023 began Saturday, October 15th, and runs through Dec. 7. During the annual open enrollment period, beneficiaries can review and change their Medicare coverage options, from Medicare Advantage and prescription drug plans to Original Medicare