Many American workers have assets in one or more employer-sponsored retirement plans (i.e., 401(k), 403(b), profit-sharing plans) to help save for the future. But what happens if you change jobs? Oftentimes, these accounts don’t come with you, so they are set aside to deal with later – in fact, an estimated 1 in 5 U.S. workers have left behind or forgotten retirement accounts. 

2 Big IRA Rollover Mistakes to Avoid

A 401(k) isn’t the only path to a secure retirement. While these employer-sponsored plans are a popular way to save, they may not cover all your future income needs. Whether you’re self-employed and don’t have access to a 401(k) or are looking to diversify your strategy, retirement savings options like traditional IRAs, Roth IRAs and annuities can offer flexible ways to grow your nest egg and help create greater financial security for retirement.

Did you know that the difference between a good election decision and a poor one is regularly more than $100,000 in income?

With pensions disappearing and the markets unreliable, Social Security is more critical than ever to creating a lifetime income stream in retirement. Don’t let lack of awareness of the choices available and the consequences of those choices derail your retirement.