Our Motorcycle & Watercraft Programs with American Modern Will Help You "Cruise" Through Spring!

Lots of Coverage Options...

Most Boat Types Acceptable - Including PWC

  • Title may be held by an individual, trust, LLC or corporation
  • Full coverage or Liability only
  • Accidental spill pollution
  • Agreed value / options for actual cash value or replacement cost
  • Under / uninsured boaters
  • Watersports liability
  • Parts replacement for parts up to 20 years old
  • Medical payments
  • Wreck removal
  • Bow to stern protection
  • Diminishing deductible
  • Boat lift
  • Chartered fishing guide
  • Trailer physical damage
  • Lots of discounts!
  • Direct bill with EFT available

All Bike Types - Plus Off Road ATV's, Scooter, Golf Carts and more


  • 3 coverage choices
  • Actual cash value
  • Agreed value for a classic bike
  • Replacement cost for bikes new to up to 2 model years of age
  • Accessories - $1000 up to $30,000
  • Personal effects / safety apparel / pet protection
  • Towing and emergency exp.
  • Accessories - up to $30,000
  • Diminishing deductible
  • Medical payments
  • Passenger liability
  • Rental reimbursement
  • Towing and emergency exp.
  • Trailer physical damage
  • Travel loss reimbursement
  • Uninsured motorist
  • Lots of discounts and expanded coverage options!
  • Direct bill with EFT available


Contact our Personal Lines underwriters with questions

800-492-5351 option 1

or email [email protected]

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All American Modern Recreational Products qualify for Paw Points! You will earn 10 points for each new policy you write and register. Register new policies...earn points...get money! It's not too late to sign up!