My name is Kate Mbugua. I am a benefits specialist. With AIL for the last five years. Everything we do revolves around helping Make Tomorrow Better. We empower our customers to Make Tomorrow Better by offering products that help secure their financial future and protect them when tragedy strikes. Allowing them to face the unexpected from a position of strength.  These products are sponsored by different, organizations e.g., Canada Safe life Network Canada. And many others. Listed below are our No-Cost benefits you can request.

•   No-Cost Will Kit and Testament.

Did you know 2 out of 3 Canadian do not have a will? Without a will, the government decides how one’s properties are divided.

Click here to request your No-Cost Will Kit and Testament.

•    No-Cost Child Safe ID Kit

Police and our communities are actively searching for over 2,300 children each day. This is a vital tool to have. Heaven forbids something to happen to your child you have all the information you need

Click here to Request Your No-Cost Child Safe ID Kit

• No-Cost Accidental Death and Dismemberment policy ($4000)   

This covers you when you die in any type of accident. AIL is the insurance company that covers this benefit for you. It is non-contributory and non-participating which means you don’t have to pay for it or quality for it.

Click here No-Cost Accidental Death and Dismemberment policy ($4000)

•    Discount Card (Vision Care in Canada)

This card is at no cost, and it WILL give you discounts on vision, prescriptions. Eyeglasses, Lens and contacts

Click here to request your Vision discount Card.



•     No-Cost Family Information Guide

This is your family information guide, it is not a will, but this is so important to fill out so when something happens to you, your family will know exactly what to do.

Click Here to request Your family Information Guide

They have set up a program. It consists of fifty-four international labor and association leaders. They are particularly important because what they do is help advise and make recommendations as to where the are gaps in your benefits are and what benefits people need. These are permanent and portable insurance benefits and if you qualify you to keep them for the rest of your life.

But just because they extended these benefits to you, does not mean you are automatically allowed to enroll. You do have to qualify. If you are too high risk, they cannot let you in.

But you still get to keep all the above No-Cost benefits.