Our winter newsletter

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letter from the President

ending the year with a grateful heart

It can be easy to focus on all the negative things going on in the world. When I check the news or hear updates from family members, I often find myself feeling overwhelmed.

In those moments, I have found that focusing on what I have to be grateful for grounds me. Gratefulness helps put the world and our lives into perspective. Even on the hardest days, I remind myself that I have so much to be grateful for: my supportive family, wonderful friends, an amazing team at Canopy, a roof over my head, and a future full of growing a happier and healthier community through financial inclusion.

holiday closures

• Friday, December 13 - Canopy’s branches closing early at 4pm

• Tuesday, December 24 - Canopy’s branches closing early at 1pm

• Wednesday, December 25 - Canopy closed

• Wednesday, January 1 - Canopy closed

Remember, many services are available 24/7 through ATMs, our mobile app and online banking at canopycu.com.

member highlight:

Isa Varela, CBPP loan!

Meet Isa Varela, a small business owner, mom, and Canopy Credit Union member. Isa and her husband started Las Delicias De Isa, a pop-up food booth and catering company, in 2022. With a passion for phenomenal flavor and quality, Isa is carrying on a family tradition of culinary excellence. When Isa discovered Canopy’s small business resiliency loans, her dream to grow her business became a reality. Canopy is honored to support members like Isa as they work hard to make their dreams come true!

warm drinks.

warm hearts.

Get a coffee and give back to the community!

All December long, Canopy is donating the equivalent of 5% of the sales at New Love Coffee at its Francis branch to Second Harvest. Enjoy a delicious drink and help us spread the love!

five tips to help track your holiday spending

The holiday season inspires us to take time to celebrate family and friends, to gather around great food, and exchange thoughtful gifts. But as much fun as the holidays can be, they can also be expensive. For some, the holiday season can turn from celebration to an anxiety-fest, especially if you wind up underwater financially when it’s over.

Tracking your holiday spending can help you keep your budget under control and give you peace of mind. Here are five ways to take charge of your holiday spending this year:

1. Set a Budget and Stick to it

Begin by creating categories for all the various types of spending you anticipate. For example, gifts, food and beverage, travel, special events or charitable donations, and set a limit for each of them. Add up the expected costs and figure out whether you need to trim any of them down to keep your budget on track. Work the numbers until you arrive at a reasonable spending limit you will be able to stick to.

your story matters and your money matters, too

No matter where you are on your financial journey, Canopy is here to support you and guide you towards financial wellness. Every cent to your name matters and Canopy is on a mission to help you grow.

free financial coaching

surprise! you've got money!

And no, we're not talking about that $20 bill in the pocket of last year's coat.

Here’s a quick guide to checking to see if you have unclaimed money.

Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA / SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The credit union has contracted with CFS to make non-deposit investment products and services available to credit union members.

and tips!

quick links:

visit our website

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Canopy Credit Union | 509.328.2900 | www.canopycu.com

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