January 2018
Outlook 2018:
Return of the Business Cycle

LPL Financial's research team has released its Outlook 2018: Return of the Business Cycle, which consists of financial market forecasts, economic insights and investment guidance for the year ahead. The theme suggests that traditional business cycle drivers are expected to take a larger role in spurring further economic and market growth in 2018, as we've experienced a fundamental shift in the forces behind this continued economic expansion. The Outlook 2018 highlights some of the ways this economic expansion has been unusual thus far, and what we may expect moving forward.


It's important to remember that market fluctuations are likely as changes occur and as always, we emphasize maintaining a long-term perspective and a well-balanced portfolio.


We encourage you to watch LPL Financial Research's 2018 Outlook below or click here to read the full version.



Best Buys for Each Month

Setting New Year's resolutions for yourself is easy, but committing and following through with those resolutions can be tough. When it comes to money, your goal for 2018 may be to save more, spend less or budget better. Regardless of your financial goal, one common key to your success is smart shopping. Knowing the best time to purchase certain items can save you a great deal of money throughout the year.
Start planning your shopping for the year now by checking out this month-to-month savings guide!
The content in this material is for general information only and not intended to provide specific advice or recommendations for any individual.
Did You Know? New Year's Edition
- 45% of Americans make New Year's resolutions, but 25% of them give up by the second week of January!

- Americans drink nearly 360 million glasses of champagne on New Year's Eve.

- About 1 million people gather in NYC's Times Square to watch the ball drop. The first ball drop came about in 1907 due to the ban on fireworks, weighing in at 700 pounds. The current ball weighs 11,875 pounds and is 12 feet in diameter!
Source: History.com
Hattie's Annual Mardi Gras Soirée
The annual Hattie's Mardi Gras Soirée is being held on Saturday, January 13th from 6pm to 10pm at the Canfield Casino in Saratoga Springs! You can enjoy the "New Orleans of the north" with great food, drinks, live music and dancing in support of AIM Services, a local organization dedicated to partnering with people of diverse abilities in fostering growth and independence.

Click here to purchase tickets!
Robert M. Schermerhorn, CFP®
Ryan Duff, CFP®
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18 Division Street, Suite 305
Saratoga Springs, NY 12866
Phone: 518-584-2555
Toll Free: 800-203-6066
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