November 16, 2018
PMAR Realtor® Dues Invoices Coming Soon!
Your Realtor® Dues invoice will be emailed on December 1 st . Invoices will include a link to pay online through the NAR website. You can find tips for logging in to the website and step-by-step instructions on how to pay via the link below. If you need to update your home or mailing address, e-mail address, firm or contact numbers, visit our website and complete the PMAR Info Change Form .  

Over 3,000 PMAR Members Have Yet to Complete Their Ethics
Your mandatory Code of Ethics training is due 12/31/18. You can see if you have satisfied your requirement for this cycle by logging on to  NAR.Realtor  or by calling PMAR. NAR
offers several online options to complete
your ethics requirement including a free option and a paid option for those who
need continuing education credits. Questions about your Code of Ethics? Refer to PMAR's FAQ here.

Upcoming Events & Education
Register For the 2019 Installation Luncheon
Join us at our Annual Installation Luncheon Thursday, December 6th, 2018 to meet PMAR's 2019 President, Drew Coleman and the 2019 Leadership Team. Kick off the holiday season with lunch, door prizes and the opportunity to recognize PMAR's 2018 Realtor® of the Year. Deadline to register is Noon on Monday, December 3rd.

YPN University Webinar Series
PMAR YPN has just announced a 4-part webinar series focused around digital marketing that is open to all members! Take advantage of this low cost educational opportunity and learn about how you can better your business in four areas: branding, social media, web and video! 

OREF Forms Change Webinar
With the new year right around the corner, annual updates and changes of OREF forms are on the horizon. Join us to learn about all of the upcoming OREF form changes for 2019 on Thursday, November 29th. Deadline to register for this webinar is 4:30 on Tuesday, November 27th.

HOWNW.com Honor’s Native American Heritage Month

What began at the turn of the 20th century as an effort to gain a day of recognition for the significant contributions the first Americans made to the establishment and growth of the United States of America, resulted in a Presidential proclamation declaring the entire month for that purpose. Since 1994, similar proclamations, under variants on the name (including “Native American Heritage Month” and “National American Indian and Alaska Native Heritage Month”) have been issued each year since.

November is a time to celebrate rich and diverse cultures, traditions, and histories and to acknowledge the important contributions of Native people. Heritage Month is also an opportune time to educate the general-public about tribes, to raise a general awareness of the unique challenges Native people have faced both historically and, in the present. Including the ability to attain homeownership.
Congress established the  Section 184 Indian Housing Loan Guarantee Program  (Section 184 IHLGP) in 1992. The program is designed to offer home ownership, property rehabilitation, and new construction opportunities for Native American individuals and families of eligible tribes wanting to own a home on trust land or land located in an approved Indian or Alaska Native area. Section 184 IHLGP is available to any member of a federally recognized Tribe. In Oregon this loan can be used anywhere in the state.

Review this lending program on PMAR’s Homeownership Opportunities Website NW ( www.HOWNW.com ) as well as the other twenty-seven lending products/programs that could potentially help your client(s) achieve the American Dream of homeownership in our region.