POECU Owner Insights: Early August 2026

July 30, 2026

Message from your POECU Krewe

There's nothing quite like a tropical storm close call to heighten our awareness and double-check our checklist. In this issue, we'll ensure you know how to access your accounts so you can check that off your storm prep checklist.

Speaking of preparation, let's talk Back-to-School prep. If you still need to finish Back- to-School shopping, we've got the hook up to YOUR kids school list. If you have a college-bound kid or one that's embarking on first time Adulting, prepare them with our Young Adult Checking paired with our Mobile App. They'll get the personal purchase power they crave, and our app gives them money managment tools to set low balance alerts and reminders, giving them the spending security they need!

If you're not using your purchase power with POECU checking, let us take care of that for you too.

We know that money talk isn't always a fun topic, but here at POECU we like to keep it real. If you haven't been reading our "Eagle Eye on Finances" blog posts,take a few moments to catch up on our, lighthearted thought-provoking, posts. Let's get this issue started!

Let us make Back to School shopping easy for you.

It's BACK-to-SCHOOL (BTS) time! Are you ready with all the supplies your kids or grandkids need? If you said, "No, not yet", you're in good company and we can give you a hand with your list.

The folks at Office Depot have turned a back-to-school list, into YOUR back to school list.

Click Back to Your School. and enter the school's zip code or name to see the list that your child's school provided for each grade level. There's even a shopping guide for the teachers in your life. Pretty cool, right?

If the thought of the cost of Back-to-School supplies, clothes, technology, and extracurricular programs has you a little stressed as a parent, talk to us. Let's discover together which approach would make the most sense for you. A personal loan? or perhaps a consolidation loan to bring all your expenses under one umbrella at a better rate and one payment date? We'll help figure it out.

(Submit your application by 7/31 to get your 1.25% APR* qualifying rate discount before the "Enjoy it" summer sale ends)

Show me the best way to pay for Back to School

Does your account have Purchase Power?

Your POECU savings account is great, but it can't help you when you're checking out at your favorite store, stopping for your morning cup of coffee, or filling up your gas tank.

Our POECU Checking (share draft) Account with Debit Card gives you the purchase power in your wallet to pay and go! There's no monthly fee when you set up direct deposit or maintain a minimum balance.

Plus...did you know that with an active POECU checking account, you automatically qualify for a 0.50% APR* Discount on most POECU loans? It's true. Find out more today!

I Want Purchase Power

But wait, there's more...

Adulting is Hard! How many times have you heard that coming from the mouths of college ages kinds and twenty-somethings?

It's become a mantra for Young Adults when they face the challenges of living out from under Mom and Dad's roof for the first time. Adulting means doing their own laundry, cooking their own meals, keeping their place clean and managing their money.

Our Young Adulting Checking gets them started off right with:

No Minimum Balance
No Monthly Fees
Automatic Transition to Share Draft Checking at Age 25

Young Adulting Made Easy

Why Should My Young Adult Join POECU?

We asked that question to our recent high school graduates. Here's what they had to say:

"I would encourage them to become a member not just for the financial benefits, but because POECU is an organization that genuinely invests in its members futures and empowers

them to achieve their goals" - Madison Gregoire

"It's easier to talk to someone

who actually wants to help, They'll work with you on your goals, like saving money or buying a car. You should join if you want a place that supports you and makes managing your money feel a lot less stressful". - Kaiden Word

At POECU, we take Hurricane Preparedness beyond a traditional checklist. When you're living in a Hurricane hotspot, preparation is vital. Make sure your preparations include knowing how to access your accounts.

Non Perishables (check)
Flashlights (check)
Fully Charged Cell Phone (check)
First Aid Kit (check)
Access to my Accounts. (oops, I forgot)

Don't worry, we've got everything you need to know in one spot. Click below for information about Online Banking, Mobile Apps, How to Find A Shared Branch, report debit or credit card isses and print hurricane tooklits and checklists too.

HURRICANE PREP

Talking about money should not be boring. That's why our blog posts are written to give you tips, inspiration and thought-provoking conversation starters for the things you've never thought to ask us about.

Click the photo above or the link below to check out previous posts. Bookmark our website page to keep up with upcoming posts.
Eagle Eyes on Finances . .

Sharing is caring, forward this email to a family member, co-worker or friend.

You know why they should join. Show them how they qualify to join.

Click Membership, or call (504) 885-6871, or stop by any of our 3 branches formore information.

We want to know how POECU makes your life beter! Are you thankful to POECU for your new car? Grateful for your home loan? We want to hear about it.!

To be our next featured member? Send your photo and how POECU makes your life better to jbrooks@poecu.org or post it to social media with #Thanks2POECU and we'll share your post.

*APR = Annual Percentage Rate

POECU is Federally Insured by NCUA