December 2025 Real Estate Market Update

Why “For Sale By Owner” Is Not the Smart Move in Today’s Market

by Jill Friend — Your Friend in Real Estate


Thinking about selling your home on your own to save on commission? You’re not alone, but you’d be in the minority. According to the National Association of REALTORS, The

vast majority (91%) of homeowners are choosing to work with a real estate professional in today’s market, and it’s easy to see why.


Selling a home today involves far more than putting a sign in the yard and waiting for the perfect buyer to show up. Times have changed from recent years and it takes work.

Strategic marketing, accurate pricing, skilled negotiations, title coordination, and a load of paperwork all play critical roles in getting your home sold smoothly and for the highest

possible price.


Most homeowners discover quickly that doing all this alone isn’t just stressful...it’s risky.


The truth is simple: a good real estate professional is invaluable.


Think of it this way:


● Would you perform surgery on yourself or a loved one?


● Would you walk into a courtroom and represent yourself in a major legal case?


Probably not. You’d hire an experienced, educated, trained professional whose expertise protects you from costly mistakes. Selling your home, likely one of your largest financial assets, is no different.


A skilled real estate professional offers experience, local insight, strong negotiation skills, and a proven process that safeguards your time, money, and peace of mind. They know

how to strategically position your home in the market, attract qualified buyers, and guide you from listing to closing with confidence.


And here’s the key: sellers who work with an experienced agent consistently walk away with more money, even after commissions and fees, because homes represented by professionals sell faster and at stronger prices.


If you’re thinking about selling, take the time to research and choose a real estate professional who’s the right fit for you, your family, and your goals. The right agent doesn’t just sell your home, they protect your investment, prioritize your needs, and ensure you get the best possible outcome.


Jill Friend | 765.546.8236 | jill.friend@teamtarter.com

 

December 2025 Real Estate Market Update

A Sincere Thank You & Warm Christmas Wishes


As we close out 2025, I want to extend a heartfelt thank you to all of our clients, partners, and community members. Whether you bought, sold, invested, or simply reached out for guidance this year, your trust in our team is deeply appreciated. We don’t take your support lightly, and it’s been an honor to serve you throughout another dynamic year in real estate.


Merry Christmas and Happy Holidays from our entire team. We hope the season brings rest, joy, and time with the people who matter most.


Looking Ahead to 2026


Jill’s message above highlights a key theme we’ve seen this year:


Real estate is becoming more complex, and professional guidance matters more than ever.


Our team is embracing that reality head-on.


As we prepare for 2026, we are focused on staying fully educated and up-to-date on the rapidly changing market landscape, including:


Interest Rate Trends


Mortgage rates have been one of the biggest drivers of buyer behavior. We are closely monitoring the Federal Reserve’s latest guidance, economic data, and how rate adjustments will shape affordability and demand going into the new year.


The Fed Ending Quantitative Tightening (QT)


The market is already responding to the Fed’s announcement that QT is winding down. This policy shift influences liquidity, lending conditions, and long-term rate expectations—all factors that impact both buyers and sellers.


Our job is to understand these changes and translate them into clear, practical advice for our clients.


Local Market Movement


Inventory levels, buyer demand, pricing strategy, and days-on-market performance can shift quickly. Our team is reviewing these trends weekly so we can help you make educated, confident decisions in 2026.


Our Commitment to You


Going into the new year, our promise is simple:

We will show up prepared.


Prepared with data.

Prepared with strategy.

Prepared to protect your interests and maximize your results.


Thank you again for a wonderful 2025. We look forward to serving you with even more intention, clarity, and expertise in 2026.




Warm regards,

Paul Faddis & Team Tarter


Paul Faddis | 765.994.8533 | paulfaddis@teamtarter.com

 

December 2025

Upcoming Community Events


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Lights & Flights

Promoted By: Randolph County Airport

2937 E St Rd 32 Winchester, IN 47394

December 12th,13th, & 14th, 2025 6:00 pm - 11:00 pm EST



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Christmas Spectacular

Promoted By: The Force of Winchester

700 N Union St. Winchester, IN 47394

December 14, 2025 3:00 pm





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Skate with Santa & The Grinch

Promoted By: Starlite Skating Rink

143 N Cash Dr, Winchester, IN 47394

December 14, 2025 2:00 pm - 4:00 pm EST




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Story Time with Mrs. Claus

Promoted By: Winchester Community Library

125 N East St, Winchester, IN 47394, USA

December 18, 2025 6:00 pm - 7:00 pm EST