We realize that these times continue to be challenging for all, and both your time and resources are precious. Because of this, we are selective about our communication with you.  As you keep your family and loved ones safe, our goal is to be here to help by providing appropriate resources and assure that your personal risks during this evolving time are identified and protected. 
COVID-19 Changes that Can Impact Your Insurance

Please contact our office to review your coverage if any of the following apply:
  • Your personal household vehicle is used for work-related deliveries
  • You are operating your business from your home or another structure on your property
  • Your child, who you removed as a driver from your auto policy as he/she was away at school, has returned home
  • You have increased 'connectivity' with remote work and home schooling through laptops, smartphones, desktop units, ipads, etc. 
Additional Considerations
T he financial impact of COVID-19 has many households reevaluating their expenses. Now is a perfect time to review your insurance coverage with us.         

Auto Discounts:

Have you taken advantage of all potential discounts on your auto policy such as:

  • Good student
  • Advanced driving courses
  • Full payment of premium
  • Paperless billing and EFT payments to eliminate installment fees
Regarding your homeowners, have you:
  • installed any alarm systems in your home which could provide you with a premium discount
  • evaluated your building limited to assure it represents the estimated cost to rebuild your home at the time of a loss so you are neither under or over insured
  • made an inventory of your home contents to determine the estimated value that you would need in the event of a total loss. A great idea is making a video of your belongings by room and saving that video so you could access it at the time of a loss.
  • added any new structures or improved structures on your property - (i.e. created a home office, an in-law apartment, hobby studio, etc)
Other considerations:
  • Do you still own the jewelry or fine art that you have scheduled or have you purchased new pieces not yet added to the schedule?
  • Have you sold or purchased a snowmobile, 4 wheeler, boat?
  • Have you purchased or sold a travel trailer or RV?
  • Do you have a collector car that you are working on refurbishing or you just finished doing?