At First Commerce, our goal is to be your financial partner for life. As concern about the novel Coronavirus (COVID-19) continues to grow, we realize you may be uneasy about how to access the products and services you depend on daily, including your banking needs.

First Commerce will continue to be here for you throughout these unprecedented times, delivering the highest level of service and empowering you with a wide variety of secure and convenient ways to access your money.
  • FCCU Digital Banking provides secure convenient access anytime, anywhere right from your computer, laptop, tablet or mobile phone. Check balances, transfer funds, pay bills, and more! With our mobile app, you can also deposit checks right from your device! Enrolling is easy and takes just minutes to complete. You can also download the app, if you choose!!

  • Real-Time Text and Email Alerts* make monitoring your account activity easier than ever, with options to customize messages about transactions, including withdrawals, debit card activity, low balance warnings, deposits, and daily balance summaries.

  • ATMs, with services including withdrawals, deposits, balance inquiries and more. Also remember our Accel nationwide surcharge-free network – search for locations including which ones accept deposits.

  • Cash back at points of purchase for checking account members with your debit card and PIN at essential stops including your grocery store, pharmacy, etc.
  •  Our Member Account Line automated phone system can be accessed 24/7 through our main number at (850) 488-0035 or 1-800-533-5772 and press option 2. Our Call Center can also be reached at the same number Monday-Friday, 9 a.m.-6:30 p.m. ET, and Saturday 9 a.m.-1 p.m. ET.

  • Video Teller Service offers personal service by a First Commerce team member without the current concerns of in-person interaction. To get started, simply press the screen (some transactions require your driver’s license or government-issued ID) and enjoy extended hours in our drive-thrus Monday-Friday, 7:30 a.m.-6:30 p.m. ET and Saturdays, 9 a.m.-1 p.m. ET.

  • More convenient online options such as making FCCU auto loan payments ; reporting fraud, lost/stolen debit or credit cards, or checks; applying for loans or opening accounts, and more. For details, visit our website.

  • DocuSign, a secure option for remotely signing eligible documents.
If you need to visit a financial center, our team remains available to serve you. We have taken precautionary measures including increasing the frequency of cleaning, especially high-touch surfaces, and making hand sanitizer readily available. With the health and safety of our team members and members in mind, we are following CDC guidelines and limiting personal contact. This includes suspending shaking hands and maintaining more personal distance.
WATCH FOR FRAUD : Several agencies have reported that criminals are capitalizing on fear about the Coronavirus to gain access to personal information, often with a goal to steal your money and/or identity. Scams have included phishing emails that appear to be from health agencies, fake charities, and more.

Remember First Commerce will NOT contact you by phone, text or email to ask for confidential information such as passwords, full debit/credit card numbers, Personal Identification Numbers (PINs), Secure Access Codes, etc. Do not give this information to anyone!

Be vigilant – do not click on links in emails you were not expecting. f you are ever in doubt no matter how you are contacted (even if it appears to be from First Commerce), get in touch with us immediately by calling (850) 488-0035 or 1-800-533-5772, or through our website to report potential fraud including suspicious emails. It is also critical to make your digital banking username and password unique and strong, without repeating credentials you use to log in to other sites.
We will continue to monitor the latest on the Coronavirus with your financial well-being in mind. If you are impacted or have a financial need, we are here to help – please contact us .

Be on the lookout for additional updates. In the meantime, keep yourself safe and informed.

 * Standard carrier data/text rates apply.
For continued updates and information, please visit our