Rates will be coming down. Are you ready??

Thinking of Buying:


If you’re planning to buy a home in the next 6 months, now’s the time to get your ducks in a row 🦆. Pre-qualification and pre-approval are great—but in this market, you’ll need to be fully underwritten to compete. Why? Because the second rates drop, competition heats up and homes fly off the market. Being fully underwritten means you’re ready to make your move the moment you find the right home.You might need to update your financial statements with your lender each month to stay fully underwritten, but trust me—it’s worth it. When rates drop and the competition heats up, you’ll be ready to move fast and stand out from the crowd.





I highly recommend either of these Lenders.

Please call them if you need help.

Mike Fake​​​​

Branch Manager

NMLS #125241

O: 858.472.2053

Email: mfake@mf-financial.net


Kevin Kennedy

Loan Officer

925.719.1919

ccm.com/Kevin-Kennedy

Email: kevin.kennedy@ccm.com

 

HOWARD SCHWARTZ

SENIOR LOAN OFFICER 

Cell: 619.992.2570 |

eFax: 866.375.4418

Email:  howard@raterepublic.net




I work solely by referral - who do you know who is thinking of selling?

Thinking of Selling


How to add value to your house getting ready to sell


In a tough market, buyers are choosy, these simple, high-impact swaps help your home stand out—and can boost your perceived value by tens of thousands.


Here’s what to change (and what it could net you):

✅ Old carpet → LVP or engineered hardwood
Cost: $3,000–$6,000
Perceived value increase: $8,000–$12,000
Modern flooring changes the entire feel of the home and makes listing photos pop. Huge ROI.


✅ Outdated light fixtures → Matte black or brushed brass
Cost: $500–$1,000
Perceived value increase: $3,000–$5,000
Swapping out lighting instantly makes the home feel current and styled—buyers notice.


✅ Faded paint → Fresh neutral tones
Cost: $2,000–$4,000 (interior whole home)
Perceived value increase: $5,000–$10,000
Warm, modern neutrals (like greige or creamy white) make rooms look larger, cleaner, and move-in ready.


✅ Basic kitchen hardware → Sleek modern handles/pulls
Cost: $150–$300
Perceived value increase: $1,500–$2,500
One of the cheapest upgrades with a huge visual impact—makes kitchens feel updated without a reno.


✅ Worn front door → Painted or new steel door
Cost: $200 for paint / $800–$1,200 for new
Perceived value increase: $2,000–$3,500
First impressions matter. A bold, fresh front door adds curb appeal and confidence in the home’s upkeep.


Total cost: ~$7,000–$12,000


Total perceived value added: $20,000+

In today’s market, it’s not just about listing—it’s about positioning. These changes make your home look well-maintained, updated, and worth the price tag.



*Dollar amounts are estimates and depends on the size of your house.



-I by Work By Referral-
-Check out my 5 Star Zillow Reviews-

FOR RENT


675 Rimini Road


3 Bed/ 2 Bath, 1600 sqft, in the heart of old Del Mar. Walking distance to the Plaza and the Beaches.


Super clean, nothing old and musty about this one!



Who do you know who is looking for along term rental?


-Master Negotiator-

How the Rise of “Accidental Landlords” Has Transformed the Housing Market

While many people dream of having enough money to start a real estate investing career, scores of existing homeowners have become investors by default.

Dubbed “accidental landlords,” these homeowners have wound up collecting rents after refusing to lower the sales price on their primary residence, preferring to convert it to a rental property until interest rates drop and they can sell the home for what they feel it’s worth.

Such has been the extent of the trend that these newbie landlords with full-time jobs are influencing the rental market, forcing institutional landlords to rethink their plans and creating fewer opportunities for homeowners.

READ MORE



Who do you know who is thinking of selling?

Vendor Corner


Apoxy Garage Floor

Highly recommend it - makes the garage clean, bright and adds space to the house.


Call Nicholas Cheadle

303-809-1539

-Your Realtor for Life!-

760-580-1696
nickyjohnsonsellshomes@gmail.com
DRE# 01955362
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