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One spring day a few years ago, a man in his early 20s went looking to buy his first car with money he had saved from his job working at an auto parts store. He approached a small local dealership that offered in-house financing, put some money down, and left with a 2009 Subaru Forester. He agreed to make weekly payments.
The vehicle broke down almost immediately. Thus began a long pattern of breakdown, return to the dealer, alleged repair, and further breakdown. He also began realizing that the dealership's bookkeeping was inaccurate, claiming he owed more than he did.
After months of back-and-forth with the dealership, he reached out to Pine Tree Legal for help. Our consumer unit advised him on his legal rights and filed a lawsuit on his behalf. Last summer, the court ruled in his favor, awarding him damages and legal fees that collectively amounted to nearly $30,000. Finally, our client was able to recuperate his hard-earned money and move forward with justice on his side.
Bringing Justice to Maine Consumers
Any single consumer issue, including an auto scam, can entirely derail a low-income person’s financial stability. If someone purchases a bad car, then they may not be able to get to work. If they can’t get to work, then they may lose their job. If they lose their job, then their mortgage payment may go into default, or they may find themselves evicted from a rental unit. These ripple effects don’t just destabilize a person's life, they also prevent a person from gaining equity in the longer term.
“If you can get in there and fix things early, then you can change the trajectory of all of that,” says Jonathan Selkowitz, managing attorney in Pine Tree's consumer unit.
Auto scams have become a new area of focus for the consumer unit over the past couple of years. Staff attorney Izzy Barnard joined the team last fall as a National Association of Consumer Advocates (NACA) Fellow to increase our capacity in this area of law, working alongside staff attorney Sophie Laing and paralegal Ashley Smith.
Izzy looks forward to helping strengthen Pine Tree's breadth of knowledge and experience in this area of law.
"We have these great laws in the books, but they are not actually going to get enforced unless we are helping people to vindicate those rights,” Izzy says.
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