November 2020
Announcing Our FY20 Leading Lender
Each quarter, we recognize the top loan officers who close the most deals using AHFA homeownership programs: Step Up, Affordable Income Subsidy Grant, and Mortgage Credit Certificates. One of these honorees is recognized as our overall Leading Lender for the year.

We are pleased to announce the FY20 Leading Lender is… Gerwin Wallace with Vanderbilt Mortgage & Finance! Congratulations, Gerwin! Thank you for promoting our programs and using them to make buying a home more affordable for your customers.

We talked to Gerwin about his win, why he recommends AHFA programs to his customers, and what he enjoys most about his job.
FY20 Processor of the Year Also Recognized
In 2019, AHFA reinstated the Processor of the Year competition. Each time a processor submits a perfect compliance package, they receive a postcard from our compliance staff congratulating them on the perfect submission. The Processor of the Year is earned by the processor who submits the most perfect compliance packages. 

We are pleased to announce that the FY20 AHFA Processor of the Year is…Karen Ragsdale with Prosperity Home Mortgage LLC! Congratulations Karen on your repeat win! We appreciate everything you do to make the homebuying process more efficient and smooth for AHFA customers.

After her FY19 win, Karen sat down with Compliance Examiner Tony Lee for an interview after her award presentation. You can watch that video at
Stay Tuned...
We've got a new award coming this year. In next month's email, you'll find out who took home the award for our FY20 Top Participating Lender Company!
Alabama Housing Finance Authority |