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Reducing Benefit Costs - To Share or Not to Share
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What about other ways of reducing benefit costs?
 Group benefit plans are an important element of an employee contract, yet can be very costly for the employer.
To meet their goal of reducing benefit costs, employers use a number of approaches to minimize their out-of-pocket expenses.
Strategies for reducing benefits costs aren't always clear cut. Read this article to learn why employers should consult their advisors before making decisions about cost sharing with employees.
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Shared Services as a Change Model
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To Change Or Not To Change
 People in general tend to resist change. Shaped by experience and habit, momentum tends to keep them on the same path forward. Even when change is required, the path charted is usually linear. Planned and incremental change is the preferred route forward. Organizations, which are essentially a collection of people, are no different. Perpetuation of the status quo, reinforced through a groupthink mentality or historical practices, is a strong counter balance for an organization's appetite for change.
So what's wrong with resisting change? Nothing; except that change is inevitable, so time spent avoiding or resisting is futile.
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Much More than a Group Purchasing Program
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We are an extension of your internal team
 Every once and a while we come across an organization that really believes what we do makes a difference. So much so that, for whatever reason, they think they can replicate our program. Not an easy task when one considers the buying power of
ASSOCIUM GAIN, coupled with the 20 years of procurement services knowledge and history. Starting from scratch doesn't seem worth it.
That's right, for 20 years we have assisted the not-for-profit sector uncover and repurpose funds once thought lost to operational and administrative costs. We have done this not only by advocating and negotiating with our partner channels for preferred pricing and quality service on your behalf but also through our many other services that have the potential to unburden your internal resources.
As most of you know, ASSOCIUM GAIN is so much more than a group purchasing program - we are an extension of your internal team.
Imitation may be the highest form of flattery - but why bother trying to recreate something that serves so well? You've spoken and we've heard. The sector has guided the procurement services division of ASSOCIUM so that it directly offers what your organization needs to impact your bottom line, making it possible for you to get back to the business of good works.
With a network of experts and customer service that is unparalleled, our preferred pricing is only one of the reasons organizations stay members for the long haul. Tell your colleagues how extraordinary the program is and enter the iGAINs Referral Program for a chance to win sponsorship funds and do a good turn for a friend!
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Pillars of the Community
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40 Years of Peers!
The Peer Project: At-risk and newcomer kids meet their full potential through our unique peer-mentoring service, matching newcomer and at-risk kids ages 6-15 with trained and dedicated youth volunteers ages 16-29 who act as positive role models.
Preeti was nervous. The 24-year old was sitting in her car in the driveway of a stranger's house, wondering what she had gotten herself into. When she had signed up to be a volunteer youth mentor with the Toronto-based agency The Peer Project - Youth Assisting Youth (YAY) a month and a half earlier, part of her had wondered if this day would ever come - the day when she'd meet her eight-year-old mentee Candy for the first time.
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 If you would like to be recognized in this section of our newsletter or website, please forward a short article to
[email protected]. Your content can include an introduction to your organization to help generate awareness; it can give a history; highlight your mandate; or even give details of an event. It's your space. We would love to help promote your organization and its initiatives!
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Ask the Pharmacist: Insect Bites and Stings
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How to prevent and treat bug bites
 Insect bites and stings are common and usually only cause minor irritation.
However, some stings can be painful and trigger a serious allergic reaction.
Learn more about:
- Insect Bite Symptoms
- How to protect from insect bites and stings
- Treating insect bites and stings
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Upcoming Events
ASSOCIUM has a
Calendar of Events, and we offer exclusive use to our ASSOCIUM GAIN members!
 We welcome and encourage you to
send us your event information so that we can post it for you - complimentary for ASSOCIUM GAIN members. Let us help you get the word out to the public about the initiatives you'd like them to know about! We can add a link to your website for more information about your event and your organization. This is ideal for upcoming galas, festivals, performances - any event you want to invite the public to.
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ASSOCIUM Divisions
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For over 30 years, ASSOCIUM Consultants continues to lead the industry in specialized human resource services and organizational development.
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ASSOCIUM Benefits
Our employee group benefits division, being in business since 1997, gives us the experience to provide customized alternative plans and reduce administrative costs for our clients, while quoting sustainable rates at start up - and at renewal.
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Our procurement services division launched in 1996 as an added source of assistance to the not-for-profit sector (
GAIN). Recently this service has been expanded to include private small business under the
Advantage banner. Our goal is to help your organization access
preferred pricing for products and services as well as resolve any purchasing issues you may encounter.
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