May 10 AGM
Caboto Centre

5:30 - cocktails
6:30 - speaker
7:00 - meeting

Check out our 



The Manitoba Chapter is looking for new board members. Whether you want to be a Director at Large or hold a specific portfolio, we can use your help!

Please let us know!

Refer a Member
Whenever you refer someone to the CIC and they become a member or a student, you get $50!

Thank You to 
Our Sponsors
Thank You Monsanto!
The Manitoba Chapter would like to thank Monsanto Canada Inc. for providing us with space for our monthly meetings. Their support helps our Chapter grow and promotes the CCP in Winnipeg.
Connect With Us!

Newsletter Info
Editor: Peter Smith, CA, CCP
Email by: Constant Contact
Font: Arial

We want your articles! Email us here!

The opinions and articles in this newsletter are solely those of the author. Readers should obtain professional advice before acting on any comments in this newsletter.

CCIEF Scholarship

If you know a student who could use some financial help, then click on the link below, or forward that student this link.

You may just help a student complete their education!

Knowledge Centre

National Office has a resource for credit professionals, called the Knowledge Centre.

The Knowledge Centre is an accumulation of important information, articles and advice for credit professionals.

You can also renew your membership and update your PD on that page. You just need your CIC log in credentials and you are off to the races!


Thank You to 
Our Sponsors
April 2016

Spring is so close! I look forward to a good rain to clean up the dust and start greening up our yards!

Our Spotlight  today focuses on how the myth of "the good old days" comes about and how we can recapture the excitement of the early days of our careers. In News from the Profession  we look at another article on debt...this time the article suggests that consumers pay down their debts (always sensible advice)!

Our AGM is May 10th at the Caboto Centre. Please mark your calendars! Please note that we will be voting on by-law changes. You can read the old & new bylaws by checking out our National Report below.

I ask you to consider joining our board. We have a small group of dedicated volunteers and we need your help and your input. Please consider giving your valuable time this coming year.

Doilies & Your Mother's Dishes
"When did you get so concerned about doilies and your Mother's dishes?", Gandolf asks Bilbo in the first movie installment of The Hobbit, at a point where Bilbo is looking for an excuse, any excuse, to avoid joining an adventure.

At this point in the story, Bilbo is just the other side of young, tending towards fat and quite please with his life, thank you very much. Why rock that boat?

Sound familiar?

A Social Media Moment

The CIC is all over social media. Click & follow!
Our seminar "How to Spot Customers in Trouble" was be held on Monday, March 21, 2016. It was a great success and very much enjoyed by all who attended!

If you have any suggestions for other seminar speakers or topics, please let us know!
National offers webinars from time to time, and you can always check their  webinar schedule  for current and archived webinars.

Your Seminar Chair is Debbie Baines, CCP

Staff turnover at the National Office has delayed more recent membership reports, but the report for the period ended September 2015 is linked below. Overall the Manitoba Chapter has 91 members at the end of September (compared to 99 last year).

The change is really a reduction of students. National has reviewed the database and removed students who were not active. Overall we are up 7 paying members and down 14 unpaid members (13 students and 1 honourary member).

Please click  here to see the report.

Your Membership Chair is Kim Misko, CCP

We are always looking for great ideas for getting together with Chapter members. If you have a thought why not share it? Drop me an email by clicking on my name!

Your Social Chair is Karla Cullen, CCP

The big news today is the proposed change to the Chapter by-laws, which will bring our Chapter into line with the National by-laws around the National Board. 

Here is what you should read:

Your National Chair is Barb Harris, CCP

Our financial health continues to perform as expected. In the last couple of months we have received $1,400 in sponsorship dollars (Gold Sponsors, National Leasing and D&B and Grad Sponsors Equifax and TransUnion - thank you!).

As you know we hold approximately $30,000 in investments (GICs), and two renewed this past November. Our investments are structured such that $10,000 matures every year to allow us predictable cash availability if needed.

You can always see our past audited financial statements on our website under Board and Governance.

Your Treasurer is Peter Smith, CA, CCP

A Sensible Recommendation on Debt

To say Canadians have been on a major spending bender would be an understatement. Our consumer debt-to-income ratio continues to hit record rates quarter after quarter, and we're now outspending all the other G7 countries.

If the latest predictions from the parliamentary budget watchdog hold true, we'll hit our highest household debt level since 1990 later this year. Consumer spending was up 6.7% across Canada in the third quarter of 2015, which was the fourth consecutive quarter in which spending increased, according to Moneris, one of North America's largest processors of debit and credit payments.

Do you have an opinion or observation you want to share? Email us at!

Volunteer Opportunities

Do you want to give back to your profession and your community? There are volunteer opportunities in the Manitoba Chapter!

Reporting to the board, the Treasurer is responsible for recording all transactions; preparing monthly and quarterly reports, and annual financial statements for the Chapter. 

The Treasurer must be comfortable with bookkeeping, organized and proficient in MS Excel.

The Communications Chair is responsible for drafting routine correspondence for the board and President; responding to member queries; and preparing job opportunity emails and contributing to/preparing the bi-monthly newsletter.

Directors are board members without portfolio, and comprise the majority of the board. They work within the board to help ensure the success of board plans and activities.

See the terms of reference of these and other positions HERE

CIC - Manitoba Chapter |
PO Box 476
Winnipeg, R3C 2J3