The below "Spectrum of Housing Needs" graph from BSCHT's 2022 Housing Study represents both rental and ownership needs for residents.
The outer portion of the rainbow shows the funding sources available at various income levels to produce more community housing.
RED (30-80% AMI): Federal programs provide subsidies for projects targeting very low to moderate incomes. BSCHT's RiverView Apartments will use federal funds to build 25 apartments off Highway 64. Big Sky Apartments also used federal funding for construction costs.
ORANGE (80-250% AMI): Because federal subsidies do not support projects for incomes that exceed 80% AMI, middle-income housing is the most expensive type of housing to build. High construction costs add to the difficulty as middle incomes cannot cover all of developers' expenses, forcing communities to find additional funding sources for large financial gaps.
GREEN (300% and Up): Big Sky's real estate market currently provides ownership opportunities for those earning at least 300% AMI.