Rick Alford
Rick Alford, CRP

Retirement  Solutions

October 2016 Edition

In This Issue:
You don't have to feel uncertain anymore...
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and retire with confidence.

"There are risks and costs to a program of action.
But they are far less than the long-range risks
and costs of comfortable inaction."
    - John F. Kennedy

A Note from the
Accounting Sleuth

Social Security: If we had the freedom to choose
What if taxpayers had a choice between the state-sponsored retirement system (Social Security), or a retirement fund managed by the private sector? Read More

How to create tax-efficient income in retirement
It's not what you earn, but - as the old adage goes - what you keep. And that's an especially important phrase to live by in retirement. During your golden years, when income might be scarce, you ought to draw money from your various investment accounts in the most tax-efficient manner possible. Otherwise, you risk spending less on your lifestyle and more on taxes for Uncle Sam. 

So what's the best way to go about creating tax-efficient income in retirement?  Read More

Indexed Universal Life:
What are the benefits?

Watch as Doug Andrew explains how an IUL can work as a powerful strategy for your retirement income.

Top 10 reasons people are transferring
billions into annuities
The greatest fear among investors is running out of money during retirement or going bust before retirement.

Wall Street has robbed retirees with the IRS forced liquidation sale from which investors can never, ever recover. Banks and federally regulated interest rates are bankrupting people dependent upon interest income from their bank accounts.

So, what's the good news?  Read More

Do you have questions about
Social Security Benefits?
How can you be sure you're making the right choice,
if you are not aware of all your options?

We are here to help.

Classes available at 6:30pm:

Tuesday  Oct 11th in Frisco
University of North Dallas New College at Frisco

 Thursday  Oct 13th in McKinney
 at the John and Judy Gay Public Library

Oct 18th in Plano
at the Parr Public Library

Register online at www.RSVPyes.com
 enter code #365843 or call (800)696-8083

Last classes for 2016.
Don't miss this opportunity!
Rick Alford, CRP, CEO
Retirement Solutions