Newsletter Issue: Vol 6 Issue 10
October 2017 
In This Issue
woman-grocery-shopping.jpg How Understanding Human Nature Increased Retirement Savings by $30 Billion  

I admit I'm an economics geek. What I find so interesting is understanding human behavior. Like when the local grocery store sells strawberries for $2/pint and there is some interest. But when the price is shown as $4/pint but half off, sales go up.  Even though the price didn't change, the perception is that these strawberries are now a great deal. And everyone likes a deal.
Kristin Rodriguez  
How Much Should You Save 
money_piggybank_money.jpg By Age 30, 40, 50, or 60?
It is agreed that the earlier you start saving for retirement, the better. The big question on the minds of many savers, however, is: "How am I doing?"
laptop-couple.jpg Pros and Cons of Roth IRA Conversions 
If you own a traditional IRA, perhaps you have thought about converting it to a Roth IRA. What are the potential benefits? What are the drawbacks?   

Registered Representatives. Securities offered
through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Investment Advisor Representatives, Cambridge Investment Research Advisors, Inc. a Registered Investment Advisor.  Cambridge and Symphony are not affiliated.
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October Quote
"Success does not consist in never making mistakes but in never making the same one a second time."
      ~George Bernard Shaw    
Eat Those Vegetables!
Thanksgiving is coming.
Consumer Reports lists 5 vegetables that are actually healthier when cooked.

Monthly Economic Update
In September we had two terrible natural disasters and more threats of war on America, and the broad benchmark rose 1.93% and topped 2,500 for the first time. In other words, the bulls remained firmly in charge. The month's most important development for investors is the Federal Reserve's plan for reducing its vast securities portfolio.

Generational Financial Review
Free initial financial consultation for your 
adult children. See what Symphony Financial can
do for your whole family.
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