Commercial - Personal - Life - Health 

Roussel Insurance & Financial Services

146 N. San Fernando Blvd Suite 203

Burbank, CA 91502

Phone: 818-848-3331
Fax: 818-848-2982


CA Insurance License #0D51758




Quick Links
Join Our Mailing List
Be Social

Visit our blog

Now a Doctor on your schedule, 24/7."
Daytime, Nighttime, Anytime.

Click here

Risk Management Can Save Your Business

Risk is something every business is exposed to every day. Businesses have risk of fire, theft, employee injuries, and more. Businesses can transfer some of the risk through business insurance policies, but business insurance policies can only cover so much, and do not always cover 100% of all risks.

There are a number of positive actions your business can do to reduce your risk. There are also many mistakes businesses make when managing risk.
Business Insurance and Risk Mistakes
  • Not considering employment risks. Your employees are your most important assets but they are also your biggest risks. Every business with employees needs employment practices liability insurance. Businesses also need to provide annual training to all employees on their employment policies, including harassment.
  • Ignoring cyber risk. Your business has a greater chance of having a cyber-attack than it does of having a fire. You need to make sure that your computers and internet are protected, and that you have purchased cyber liability insurance.
  • Not understanding how loss of income insurance is designed to work. Business interruption insurance, also known as business income insurance, covers the loss of income (rent) that a business suffers after a covered loss (fire, wind storm etc), while its facility is shut down or in the process of being rebuilt. It is critical to your business's future to have the correct amount of coverage.
  • Buying too little liability insurance. In 2000, it was uncommon for companies to be sued for more than a million dollars. In 2018, it is not uncommon for a company to have several large claims going on at the same time. A large judgment against your company could damage your reputation, and it might even put you out of business. We recommend every business consider options of 1 to 5 million dollars in liability insurance, depending on your operations.

Roussel Insurance & Financial Services is a recognized leader in the insurance industry. We offer highly competitive insurance rates for both business owners and individual services. With 32 years of experience, we continue to offer our clients exceptional service.


This information is intended for the client, individual or entity to which it is addressed. These articles contain concepts and opinions, and are not intended to represent the consensus of the insurance or risk community, nor to provide professional legal or tax advice.  Please seek professional legal or tax counsel before making any decisions.  The information provided does not change or modify any insurance policy, only the actual terms of the in-force policies will govern claim settlements