FEMA Flood Zones in Miami-Dade County Will Be Changing Soon

The Federal Emergency Management Agency (FEMA) is in the process of updating the Flood Insurance Rate Maps (FIRM), which they update periodically. The current maps in use for Miami-Dade County became effective in 2009.

The risk for flooding changes over time. Land use, erosion, new building and development, natural forces (like changing weather patterns) and other factors can change how water drains and flows over time. To better reflect the current flood risks, the National Flood Insurance Program (NFIP) and FEMA use the most recent data and latest technology to update their Flood Insurance Rate Maps (FIRMs).

Flood Insurance Rate Maps not only identify the flood vulnerability in communities, but they are used by the insurance industry to calculate flood insurance costs.

These new maps may change your property's flood zone or base flood elevation (or both), which may impact your flood insurance rate. The new flood insurance rate maps are in the preliminary stage and have not yet been adopted. Visit our website to learn more about this change and see if your property's flood zone may change.