FEBRUARY 2021
Ryan & Ryan Insurance Brokers
Monthly Newsletter
"The most important decision you make is to be in a good mood."
- Voltaire
Client of the Month: Herzog's Home & Paint Centers
Whether you have an upcoming home project, need to purchase a unique gift, or just want to get inspired, Herzog's Home & Paint Centers is the place to be. Read on to learn more about our February client of the month!
Home Replacement Cost Valuation Guide
Curious how to determine your home's replacement cost? This article outlines everything you need to know, including a basic understanding of a home's replacement cost along with answers to the most common questions about this important number.

If you're in need of a knowledgable insurance agent to discuss your home's replacement cost with, don't hesitate to give us a call at 845-340-0001!
What Is Black Ice? And How To Protect Yourself From It
Here's everything you need to know about black ice before stepping foot outside today (including where black ice most commonly forms, how to recognize it, and how to protect yourself from it).
In the Community
Last month, Ryan and Ryan was proud to make donations to Kingston Community Radio, a not-for-profit listener supported broadcasting organization, and to the Boys & Girls Clubs of Ulster County, an organization dedicated to making sure every child has a great future.

R&R is also the Lunch Sponsor of the Benedictine Health Foundation's upcoming Ski BENEfit on Thursday, March 11, 2021. Save the date and join us at Plattekill Mountain for a fun day on the slopes! All proceeds will support cancer patients in our community. To purchase tickets or for more information, click here.

Accolades

We are pleased to announce that Ryan & Ryan finished out 2020 by earning a Branch Elite Score from Erie Insurance. We finished #1 in New York and #2 in the country out of over 2,200 agencies—only 7% of agencies earn an Elite Score! Thank you to all our clients for trusting us with your insurance needs.
Ryan & Ryan Insurance Brokers, Inc.