NOVEMBER 2019
Ryan & Ryan Insurance Brokers
Monthly Newsletter
"Gratitude unlocks the fullness of life. It turns what we have into enough, and more. It turns denial into acceptance, chaos into order, confusion to clarity. It can turn a meal into a feast, a house into a home, a stranger into a friend. Gratitude makes sense of our past, brings peace for today, and creates a vision for tomorrow."
- Melody Beattie
Client of the Month: JK's Wine & Liquor
Looking for the best selection of wine, liquor, and spirits in the Hudson Valley? Read on to learn more about JK's Wine & Liquor, our November Client of the Month!
How to Choose a Deductible
Your auto insurance deductible is the amount that you pay toward fixing your car before insurance covers the remaining costs. So what deductible amount should you choose for your policy? This article breaks it down for you. (And if you have further questions about what policy and deductible are right for you, give us a call anytime at 845-340-0001.)
New Law Requires Rear-Facing Car Seat for Children Under the Age of 2
A reminder if you or someone you know drives with children in the car—New York's new car seat law went into effect on November 1st. Under the new law, every child under the age of two must be in a rear-facing car seat when riding in a vehicle. This new law was created to keep children safe and protected in the event of a sudden stop or crash. For more details on the law, click here .
In the Community
November is another busy month in the community for Ryan & Ryan. We are proud to be hosting First Night Bags, where community members can drop off immediate necessities and comfort items for foster children in Ulster County. A full list of items needed can be found here, and items can be dropped off at our office, located at 400 Stockade Drive in Kingston, anytime Monday-Friday between 8am-5pm.

On Sunday, November 3rd, R&R was a sponsor of Catskill Ballet Theatre's Nutcracker Open, a miniature golf tournament on the Rondout in Kingston to raise funds for the theatre's annual production of The Nutcracker and other productions.

Last Thursday, R&R was proud to sponsor the 23rd annual Fall for Art Juried Art Show & Sale at The Chateau in Kingston. The event is hosted by the Jewish Federation of Ulster County and supports the Federation and arts community of the Hudson Valley.

R&R is a Cornucopia Sponsor of The Junior League of Kingston's 7th annual Turkey Trot, happening on Thanksgiving Day, November 28th. The event, which includes a 5K run and 2 mile walk, supports the Junior League's other community events as well as scholarships for Ulster County youth. For more information about the event or to register, click  here .

And to close out the month, R&R is a sponsor of the Sinterklaas Send-Off Celebration on Saturday, November 30th! A non-denominational and intercultural holiday tradition, free activities for the entire family begin at noon with a parade at dusk along Broadway in Kingston. Visit the Sinterklaas website for more information on this fun holiday event.
Ryan & Ryan Insurance Brokers, Inc.