We're excited to welcome Joseph Parker to Ryan & Ryan Insurance. Read on to learn more about our new Independent Life, Accident, and Health Agent and the value he brings to the team!

When it comes to choosing a deductible, it pretty much boils down to two things: 1) your budget and 2) your comfort level with risk. This article outlines what you'll want to consider when talking with your agent.

New to this term when it comes to homeowners insurance? You're not alone. In insurance terms, a peril refers to an event that causes damage to your property. Here's what else you need to know, along with commonly covered (and uncovered) perils. And if you have a question about which perils may or may not be included with your policy, give us a call at 845-340-0001.

On Saturday, October 5, Ryan & Ryan was proud to be a Tractor Sponsor of the Rondout Valley Growers Association's 17th annual Harvest Hoedown at Marbletown Park in Stone Ridge. The Association provides critical programming to our local farms and community.

On Monday, October 7, we were a Tee Sponsor for the Hurley Lions 24th Annual Golf Tournament held at Wiltwyck Golf Club. The event helps the Hurley Lions to provide scholarships, assist with library programs, provide hearing aids and eyeglasses, support vision screening of young children, and more for those in need in our community.

On Sunday, October 20, R&R is proud to sponsor the 10th annual R.Y.A.N. Run/Walk 5K (which stands for Raising Your Awareness about Narcotics) in Kingston. All funds raised from the event will support the organization's community outreach events as well as support the completion on their renovations of the R.Y.A.N. House. For more information or to register for the 5K, click here.

And on Saturday, November 2, we'll be sponsoring the Morning Star Christian Fellowship's 4th annual Run For Shelter 5K, a run/walk intended to raise funds for the Darmstadt Homeless Shelters in Kingston and the Transformation Life Center in West Park. For details and to register, click here.