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Rates 09/2/2026 - 10:00 AM

In Observance of Labor Day. SC Housing will be closed on Monday, September 7, 2026.

 

SC HOUSING HOMEBUYER

BOND LOANS


FHA, VA, USDA


CONVENTIONAL


TERM


SRP

DOWN PAYMENT ASSISTANCE (DPA)

5.875%

N/A

30 YR

1.50%

Without DPA

6.250%

6.750%

30 YR

1.50%

$10,000

Community Lending Initiatives

(County First, Families with Disabilities, First Generation and Housing Choice Voucher)


FHA, VA, USDA


CONVENTIONAL


TERM


SRP

DOWN PAYMENT ASSISTANCE (DPA)

6.125%

N/A

30 YR

1.50%

$10,000

Made it Home Program

The Made It Home! Program is offered in conjunction with the SC Housing Homebuyer Bond Program and can only be used to purchase an eligible unit/home from one of the five participating builders in designated communities. For details on locations and program requirements refer to the Program Guide and the SC Housing website.


FHA, VA, USDA


CONVENTIONAL


TERM


SRP

DOWN PAYMENT ASSISTANCE (DPA)

5.250%

5.750%

30 YR

1.50%

$25,000

PALMETTO HOME ADVANTAGE

Non-Bond Loans


FHA, VA, USDA

FREDDIE MAC

HFA ADVANTAGE

FANNIE

MAE

HFA PREFERRED


TERM


SRP

DOWN PAYMENT ASSISTANCE (DPA)

6.375%

6.750%

6.875%

30YR

1.50%

Without

DPA

7.125%

7.500%

7.750%

30YR

1.50%

3% of Loan Amount

7.500%

7.875%

8.000%

30YR

1.50%

4% of Loan Amount

All rates, fees and terms are subject to change without notice. All rates, fees and terms herein are for informational purposes and intended for use by participating lenders ONLY. The interest rate will be the rate in effect as of the date and time that the reservation/rate-lock is received by SC Housing.


RATE LOCK EXTENSION FEES

7 days .125 15 days .250 30 days .500


CURRENT TURN TIMES

ELIGIBILITY (UW) reviewing files rec'd- 08/28 Conditions rec'd - 09/1

POST CLOSING reviewing files rec'd- 08/24 Conditions rec'd - 08/31


Participating lenders should consult applicable Program Guide for complete details and requirements located under LENDING PARTNER RESOURCES on our agency website.

FOR QUESTIONS, CHANGES OR EXTENSIONS WITH A RESERVATION, PLEASE CONTACT THE LOCK DESK

📞 Phone: 803.898.2057

📧 Email: lockdesk@schousing.com

 
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