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New Simulation Training Supports Agents in Fair Housing Efforts

The National Association of REALTORS® is excited to announce the launch of its new fair housing training platform, Fairhaven. Available to all 1.4 million NAR members, the interactive online simulation helps learners identify, prevent, and address discriminatory practices in real estate.
In the fictional town of Fairhaven, agents work against the clock to sell homes while confronting realistic scenarios where discrimination can occur. In each interaction with clients and colleagues, learners make choices and receive feedback they can apply to daily business interactions. The training also puts the learner in the shoes of a client experiencing discrimination, and includes powerful testimonials demonstrating the impact of housing discrimination in real people's lives.
Make sure you're adhering to fair housing principles by exploring the town of Fairhaven to help identify and combat discrimination in home buying.
Visit Fairhaven.realtor today to participate in this important training.
Source: National Association of REALTORS® (NAR)

Coronavirus: Mortgage and Personal Finance FAQs

Congress has passed three relief packages to respond to COVID-19. Bank regulators have also adopted many new policies in light of needs resulting from the COVID-19 crisis.

Click HERE to check out the provisions and actions that are designed to address homebuying, homeowner/landlord, and personal finance issues.

 Source: National Association of REALTORS® (NAR)
Legal Lines - Question of the Month
QUESTION: My seller received an offer with an escalation clause. The highest offer that the seller received was contingent upon the sale of the buyer’s home. Does that type of offer trigger an escalation clause or must it be disregarded because of the home sale contingency?
ANSWER: An offer with a home sale contingency would not be disregarded unless there is language in the escalation clause that says so. Buyer’s agents should be careful when drafting escalation clauses if they want to exclude certain types of offers (or adjust for seller concessions). 

For more legal resources, visit law.mirealtors.com
Source: Michigan REALTORS® (MR)
Window to the Law:

Photos, video clips and music are great ways to engage your audience on your website, at live or virtual events, and in video tours. Follow these best practices to legally use third party creative works in your business, and avoid costly infringement actions.

Source: National Association of REALTORS® (NAR)
Code of Ethics and Standards of Practice of the National Association of REALTORS®
Effective January 1, 2021

You may click HERE to print and/or download a copy

Note: On November 13, 2020, NAR's Board of Directors added Standard of Practice 10-5 to the Code of Ethics, and adopted Professional Standard #29, both of which are effective immediately. For details on all the changes adopted, visit

Source: National Association of REALTORS® (NAR)
Thank you to our 2020 SEBAR Affiliate Partners ...

 Diamond Partners
Michigan Title Insurance Agency, Inc.
Rick Smith, Adam Drobet, Julie Wery
Pillar to Post
Steven Peterson

 Ruby Partners
First American Title Company
Frank Lucarelli, Angie McNeely
First Merchants Bank
Nicole Dandron, Nicholas Dunford, Aaron Mason, Howard Roberts, Susan Roppel
Simple Mortgage
Dawn McCarty
Gold Partners
Accuspect Home Inspection Company
Dale Raines
Armor Home Inspection LLC
Daryl Kowalski
Capital Mortgage Funding
Julie Sammons
First National Home Mortgage
Mary Katsiroubas
Hondros College
Kevin Pasch
Insideout Inspections Plus
Lori Pavlika

 Silver Partners
2-10 Home Buyers Warranty
Mark Light
America's Preferred Home Warranty
Tyler James
DFCU Financial
Nick Karaboyas
Downriver Profile
Robbin Moyer
Farm Bureau Insurance® - Robert J. Roll Agency
Robert Roll
Greenstone Farm Credit Services
Brian Young
Hassett Title Company
Chris Cosby, Jennifer Fountain, Dan Hassett, Doug Hassett, William Hassett
Land Home Financial Services
Bob Schivelbein, Edward Tilk
Lawyers Title of Monroe
Goran Cepo, Ann Hammack, Kendan Myers
Mortgage 1
Walter Tyslicki
Nations Lending
Tom Ciotti
Seagate Inspections Inc.
Jim Johnson
State Bank
John Ansara
TLC Community Credit Union
Sean Armstrong, Kristina Frank, Alycia Nichols
Today Magazines
Gina Guarisco
Trenton Trib
Beth Imes
Turn Key Title Agency LLC
Samuel Cummings
Union Home Mortgage
Kristian Bezeau, Jacob Boes, David Gano, Tom Ziegler
University Lending
Dan Voran, Michael Van Dusen, Donna Ferguson

We are grateful for your continued support of SEBAR!

Southeastern Border Association of REALTORS®
Shannon Harner, RCE, e-PRO, CEO/Association Executive
Donna Birkner, e-PRO, Downriver Office Manager
Lisa Horvath, e-PRO, MLS Specialist
Jessica Lapp, e-PRO, Membership & Administrative Manager

Monroe County Office
125 Cole Road
Monroe, MI 48162

Downriver Office
Horizon Business Center West
20600 Eureka Road, Suite 510
Taylor, MI 48180

Both Offices are Open Monday - Friday / 8:30 am to 4:30 pm
by appointment only at this time