Small Business Lending Insider

May 2019
Latest Rates


SBA 504 10-yr 2.92% 4.63% 4.69% May 2019
SBA 504 20-yr 2.98% 4.37% 4.40% May 2019
SBA 504 25-yr 3.21% 4.53% 4.56% May 2019
SEDA-COG PIDA 3.50% N/A N/A Through Jun. 2019
SEDA-COG RLF 4.25% N/A N/A Through Jun. 2019
Staff Spotlight
Karen Smith - Program Assistant

We welcome Karen as the newest member of our team! As a program assistant, Karen writes board minutes for the SEDA-COG Local Loan Review Committee and the Local Development Corporation, compiles interim mailings, assists with client correspondence, and completes other administrative tasks.

She comes to us from Bucknell University where she was Administrative Assistant to the Associate Dean of the College of Engineering from 2016 to 2019. She also was the Administrative Assistant to the Dean of that college from 2008 to 2016. She took an externship study at L/B Water in Selinsgrove from 2007 to 2008 and was a Secretary and Typist for Residential by Ross in Selinsgrove from 1994 to 2003. She was Office Manager and Bookkeeper for David Ewing Custom Homes from 1980 to 1991. She earned her Associate Degree in Specialized Business in Accounting from McCann School of Business and Technology.
First One 504
As part of our First One 504 initiative, we have met or will be meeting with the following lending institutions to talk about the benefits of the SBA 504 loan, with more to come.  If you are not on the list or cover a market that we have not presented in and want to talk with us, let us know and we can set something up.
  • BB&T
  • Fulton Bank
  • M&T Bank
  • MCS Bank
  • Members 1st Federal Credit Union
  • Mifflinburg Bank & Trust
  • Orrstown Bank
  • PNC Bank
  • Service 1st Federal Credit Union
  • Susquehanna Community Bank
  • York Traditions Bank
About Us

SEDA-COG's Business Finance Department serves the entire state of Pennsylvania and  rural counties in Maryland  for the   SBA 504 Program .
For PIDA and SEDA-COG loans, we cover  an 11-county area in central Pennsylvania including Centre, Clinton, Columbia, Juniata, Lycoming, Mifflin, Montour, Northumberland, Perry, Snyder, and Union counties.

For more information - or

Senior Relationship Manager II
P: 570-524-4491
C: 570-850-0195
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