November 12, 2018
SPAAR modified office hours in Coon Rapids on November 13
SPAAR's Coon Rapids office will be closed until 11:30am on Tuesday, Nov. 13, for staff training. SPAAR's 325 Roselawn Avenue East location in Maplewood will remain open during its regular office hours.
2019 Membership Renewal is fast approaching -- November 30 is the due date

SPAAR 2019 Membership Renewal Notices were sent out by email in August from billing@spaar.com . If you do not see your renewal notice in your inbox, be sure to check the spam or junk folder so you do not miss any important information.
If payment is not received on or before November 30, 2018, a $50 late payment fee will be added to the amount due. Click here to view important 2019 dues billing information .

You have the ability to adjust the optional items from your 2019 SPAAR Membership Renewal Order. For detailed instructions on how to adjust the optional items, please click here.
If you have questions regarding your membership renewal, contact SPAAR at (651) 776-6000.
Check out the links below for more helpful information:
Nominations sought for SPAAR's Better Communities Award

SPAAR is now seeking nominations for its Better Communities Award.

The Better Communities Award recognizes a member who stands out in giving back to a local community organization. Help SPAAR identify this year's award recipient.
See submission requirements and deadlines below:
Open enrollment for the individual health insurance market has begun

Open enrollment is now available for the 2019 individual market, which includes several changes. Minnesota REALTORS® will once again partner with Minnesota Health Insurance to provide this option to members.

Here are some of the changes to note:
  • Premiums are going down for 2019.
  • Networks will remain narrow, so check to see that your preferred physicians, clinics and hospitals are in your network if that's important to you.
  • Tax credits are available based on your family size and income. For example, a family of four will receive $416 per month with an adjusted gross income of $100,000 and $624 at $75,000.
  • If you don't have health insurance for 2018, consider getting back into the market in 2019. 
Eric Anderson and Andy Troje of Minnesota Health Insurance are available to answer questions, run quotes and help you to enroll in health plans. Eric can be reached ateric@minnesota-health.com or (651) 348-7220 (work) or (651) 295-3880 (cell). Andy can be reached at andy@minnesota-health.com or (651) 348-7220 (work) or (612) 710-9038 (cell). There is no cost to work with either Eric and Andy.
Have you completed COE? Have you notified SPAAR?
If you have completed your National Association of REALTORS® COE requirement for the current two-year period (Jan. 1, 2017-Dec. 31, 2018), but have not yet notified SPAAR, be sure to forward your certificate of completion to SPAAR at coe@spaar.com. The organizations that offer COE do not inform SPAAR when someone completes this requirement. Need to know if you're compliant? Check here and notify SPAAR when you're done!
New NAR policy supports Opportunity Zones
What is an Opportunity Zone? It's an economically-distressed community where new investments, under certain conditions, may be eligible for preferential tax treatment by using capital gain tax reductions to attract long-term investment capital. The National Assocation of REALTORS® (NAR) recently went on record in support of the Opportunity Zones tax incentive that was included in the 2017 tax reform act. The zones are designated by states and approved the U.S. Treasury Department. Click here to learn more.
REALTORS ® Charitable Foundation announces Community Grants  (deadline: Friday, Nov. 16)
2018 marks the 50th anniversary of the passage of the Fair Housing Act. In recognition of this anniversary, SPAAR's REALTORS® Charitable Foundation is seeking nonprofits and government agencies with project ideas to promote Fair Housing with grants available in December. 
Nonprofits and government agencies are invited to submit a one- to two-page letter of inquiry, which should briefly outline the project idea. The letter should include: requested amount of grant, purpose for the grant, anticipated outcome or goal of the program to be funded and statement of nonprofit or 501 (c)(3) status. A letter of inquiry allows the Charitable Foundation to review the idea while limiting demands on nonprofit or agency staff.  
Letters of inquiry are due no later than Friday, November 16, 2018. Submit letters to
jmckinley@spaar.com or by mail to SPAAR, 325 Roselawn Avenue East, St. Paul, MN 55117. The foundation may contact you to request additional information after that date. Questions? Contact Joe McKinley at 651-772-6344 or jmckinley@spaar.com

The grant range is $500-$3,000. Recipients will be notified and grants will be made available by Dec. 31, 2018. 
Wanted: YOU for a SPAAR committee

SPAAR provides numerous opportunities for members to become involved and one of those ways is to join one of SPAAR's many committees. This is a great time of year to visit a committee meeting and see what it's all about, and consider joining a committee in 2019. Committees typically meet once a month throughout the year.

Interested in checking out one or more SPAAR committees during November or December? Contact Joe McKinley of SPAAR at jmckinley@spaar.com to find a time that works for you.
SPAARky says:

Long-term thinking. If you think it's possible that a good amount of time will pass before a property sells, get acquainted with a couple of the immediate neighbors. You will feel better knowing they know your vehicle, and they will feel better knowing who you are if you'll be making frequent visits to their neighborhood. And, if they notice anything suspicious, they're likely to let you know.

SPAAR members have shared some great tips, too, including:

"After I'm done showing a property, I call to let my colleagues know I'm finished and safe. If they don't hear from me by a certain time they know to check on me to be sure I'm not in trouble."
What is your #1 safety tip to share?

In keeping with the safety theme introduced in this newsletter, what is your #1 safety tip?

Share your safety tip and provide your name and email by sending an email to Jennifer at jkovacich@spaar.com and you will be entered into a $25 drawing at the end of November.

We've had so many GREAT safety tips shared since SPAAR began its weekly focus on safety. Please share one of your tips if you haven't already. It's great to learn from each other. THANK YOU to all who have submitted one or more safety tips. Please keep them coming!
SPAAR in the news
See SPAAR in the news? We'd love to know about it. Please let us know if you see articles in your local paper about SPAAR members, events or other news. You can send an email to jkovacich@spaar.com or mail to Jennifer Kovacich at SPAAR (325 Roselawn Ave E, St. Paul, MN  55117) or simply let us know the station or publication. Thank you!
Housing Market Statistics

Get up-to-date housing market information here. SPAAR provides four different types of reports so you can offer your clients the most accurate housing data available. Click below to see how the market is doing.

Welcome, new members!
Welcome to SPAAR! There are many ways to get involved and grow your business. We look forward to meeting you!
New Member
Lauren Barberio
Elite Realty Minnesota, LLC
Stephen Becher
Best Realty LLC
Grant Brozak
TC Realty
Christine Fountaine
Weichert, Realtors- Advantage
Heather Jacobson
Edina Realty, Inc.
Julia Jagodzinski
Archi-Pix, LLC
John Kittelson
Quality Assured Home Inspections, LLC
Shane Korn
Keller Williams Preferred Realty
Chimi Njipwo
Keller Williams Classic Realty
Neaserkah Nuahn
Realty Group, Inc.
Bridget Peyer
Princton Realty
Nancy Schalo Realty Group, Inc.
Bernita Swafford
Keller Williams Premier Realty
Sai Thao
Partners Realty Inc.
Darling Yaj
Keller Williams Integrity RE