November 19, 2018
SPAAR office hours to note

The SPAAR offices in Maplewood and Coon Rapids will be closed on Thursday, Nov. 22 and Friday, Nov. 23 for the Thanksgiving holiday.

In addition, both SPAAR offices will open at 12:45pm on Tuesday, Nov. 27. The offices will be closed in the morning for a staff training.
Are you up to date with your 2019 Membership Renewal? The due date is a week from Friday on November 30

SPAAR 2019 Membership Renewal Notices were sent out by email in August from billing@spaar.com . If you do not see your renewal notice in your inbox, be sure to check the spam or junk folder so you do not miss any important information.
If payment is not received on or before November 30, 2018, a $50 late payment fee will be added to the amount due. Click here to view important 2019 dues billing information .

You have the ability to adjust the optional items from your 2019 SPAAR Membership Renewal Order. For detailed instructions on how to adjust the optional items, please click here.
If you have questions regarding your membership renewal, contact SPAAR at (651) 776-6000.
Check out the links below for more helpful information:
Nominations sought for SPAAR's Better Communities Award

SPAAR is now seeking nominations for its Better Communities Award.

The Better Communities Award recognizes a member who stands out in giving back to a local community organization. Help SPAAR identify this year's award recipient.
See submission requirements and deadlines below:
Have you completed COE? Have you notified SPAAR?
If you have completed your National Association of REALTORS┬« COE requirement for the current two-year period (Jan. 1, 2017-Dec. 31, 2018), but have not yet notified SPAAR, be sure to forward your certificate of completion to SPAAR at coe@spaar.com. The organizations that offer COE do not inform SPAAR when someone completes this requirement. Need to know if you're compliant? Check here and notify SPAAR when you're done!
Do you have plans for 2019? Consider being part of a committee

SPAAR provides numerous opportunities for members to become involved and one of those ways is to join one of SPAAR's many committees. SPAAR is currently seeking applicants for its committees in 2019. There are eight SPAAR committees you can choose from, and each committee typically meets once a month. Apply here to join!

Interested in checking out one or more SPAAR committees yet in 2018? Contact Joe McKinley of SPAAR at jmckinley@spaar.com to find a time that works for you.
Attention Affiliates: SPAAR's 2019 sponsorship opportunities are available
Each year, SPAAR's Affiliate members are a huge part of the success of the events and activities offered by the association, and each year SPAAR is blown away by the generosity.

The 2019 packet of sponsorship opportunities has recently been completed, and is attached here for those who have expressed interest about the coming year. If you haven't sponsored a SPAAR event in the past, but have an interest in considering one next year, feel free to take a look and see if anything is a good fit.

On the back page of the packet is a list of events and activities, beyond education, that SPAAR provided or partnered to provide in 2018. If you see something on that page that isn't listed in the packet, please inquire.

Please direct any questions to Kristin Parker, SPAAR's Education & Events Director, at kparker@spaar.com or (763) 489-3303.
Open enrollment for the individual health insurance market has begun

Open enrollment is now available for the 2019 individual market, which includes several changes. Minnesota REALTORS┬« will once again partner with Minnesota Health Insurance to provide this option to members.

Here are some of the changes to note:
  • Premiums are going down for 2019.
  • Networks will remain narrow, so check to see that your preferred physicians, clinics and hospitals are in your network if that's important to you.
  • Tax credits are available based on your family size and income. For example, a family of four will receive $416 per month with an adjusted gross income of $100,000 and $624 at $75,000.
  • If you don't have health insurance for 2018, consider getting back into the market in 2019. 
Eric Anderson and Andy Troje of Minnesota Health Insurance are available to answer questions, run quotes and help you to enroll in health plans. Eric can be reached ateric@minnesota-health.com or (651) 348-7220 (work) or (651) 295-3880 (cell). Andy can be reached at andy@minnesota-health.com or (651) 348-7220 (work) or (612) 710-9038 (cell). There is no cost to work with either Eric and Andy.
SPAARky says:

Don't dial and drive. Lower your risk for an accident by keeping your hands on the wheel at all times. If needed, purchase a hands-free kit for your vehicle. Also, never attempt to take notes while driving. Always pull over to a safe spot first.

SPAAR members have shared some great tips, too, including:

"Don't ever let someone follow you into a room while showing a property. You should follow them or, better yet, just stay outside the entryway of the room. Never turn your back on a person looking around the home. This ensures you are aware of where the other person is at all times."
What is your #1 safety tip to share?

In keeping with the safety theme introduced in this newsletter, what is your #1 safety tip?

Share your safety tip and provide your name and email by sending an email to Jennifer at jkovacich@spaar.com and you will be entered into a $25 drawing at the end of November.

We've had so many GREAT safety tips shared since SPAAR began its weekly focus on safety. Please share one of your tips if you haven't already. It's great to learn from each other. THANK YOU to all who have submitted one or more safety tips. Please keep them coming!
SPAAR in the news
See SPAAR in the news? We'd love to know about it. Please let us know if you see articles in your local paper about SPAAR members, events or other news. You can send an email to jkovacich@spaar.com or mail to Jennifer Kovacich at SPAAR (325 Roselawn Ave E, St. Paul, MN  55117) or simply let us know the station or publication. Thank you!
Housing Market Statistics

Get up-to-date housing market information here. SPAAR provides four different types of reports so you can offer your clients the most accurate housing data available. Click below to see how the market is doing.

Welcome, new members!
Welcome to SPAAR! There are many ways to get involved and grow your business. We look forward to meeting you!
New Member
Paul Church, Jr.
Keller Williams Classic Realty
Mark Eagles
Edina Realty, Inc.
Aaron Epstein
Total Freedom Realty, Inc.
Lisa Fratzke
Coldwell Banker Burnet
Nawal Khan
Edina Realty, Inc.
Jenna Marier
Coldwell Banker Burnet
Jacob Mugaas
Grand Realty, LLC
Katie Peterson
Authority Title
Janis Powers
Edina Realty, Inc.
Sofia Stefonick
Elite Realty Minnesota, LLC
Jeremiah Zortman
Scout Realty