-Minimum premiums of $1,500 ($2,000 in CA), recently improved rates!
-Minimum deductible of $2,500
-Wholesale commission of 17.5% in program (open market commission may vary)
-Right and Duty to Defend wording
-Disciplinary/Regulatory Actions Expense Reimbursement
-Personal Injury, Subpoena Expense Reimbursement, Defendant Reimbursement
-30 Day Automatic Extended Reporting, Period
-Independent Contractors for Professional Services on behalf of Named Insured. Punitive damages (where insurable by law) and Mediation deductible reduction (50%)
-Bilateral ERP with optional enhancements of: 1st Dollar Defense, Aggregate deductible (3X)
-Claims Expense in addition to the limit (1X per claim limit up to $1M max)
-B+ Insolvency Exclusion Carve Back and 3-Year
