Beyond the structured settlement offerings we specialize in, we're also qualified to give advice on what to do with your retirement funds.

Fixed indexed annuities allow clients to transfer funds into an account that increases in value (up to a maximum stated percentage) when the selected market index increases, but never decreases when that same index falls.

At some point in the future, these funds are then converted to guaranteed lifetime income ensuring you will never run out of money, creating a safe, pension-like cash flow.

The stock market cannot guarantee you won't lose money.

Multi-Year Guaranteed Annuities (MYGAs) are worth a look for people who invest in certificates of deposit (CDs) but who would like to eke out a bit more gain.

Final Thought

We'll end where we started: Safety-first.

We make no apologies for the fact that we believe in a safety-first approach to all things financial. Once a foundation is established, maybe then absorb a little risk. But use only what you can afford to lose.

And finally, if you'd like to see how one of the top retirement researchers in the country puts it all together, we highly recommend this book:

Wade Pfau, Ph. D. CFP. RICP

Thank you!