Why is Open Enrollment Important to Me?

Open Enrollment is your annual opportunity to elect new coverage and make changes to your benefit elections to ensure that you have comprehensive insurance coverage to carry you and your family through life’s expected and unexpected events. We encourage you to carefully consider your open enrollment decisions because your election remains in effect for the entire plan year, from January 1 through December 31. Mid-year plan changes can only be made if you experience a qualifying life event.

Open enrollment is also a great time to review your beneficiary status for Life Insurance and 401(k).



STEP 1: Review Your Benefit Plan Options for 2024

➡ Review the 2024 TDC/CBS Benefits Guide*

*The Benefits Guide has been updated with Accident Insurance and Critical Illness Insurance details.

For additional info, visit DonohoeHR.com (password: 1884)

What's New for 2024?

• Effective January 1, 2024, Donohoe will offer two employee-paid Supplemental Health Plans through Prudential: Accident Insurance and Critical Illness Insurance. In the event of an accident or serious illness, these plans will pay you a cash benefit to help with expenses that may not be covered by your health insurance.

• Your per-paycheck premiums for health insurance are decreasing!

• The co-payment for urgent care visits under the HMO and the PPO plans has decreased to $50.

• The annual deductibles for the HDHP EPO are increasing slightly: $1,600 for employee-only coverage and $3,200 for family coverage.

• If you enroll in the High Deductible Health Plan (HDHP EPO), Donohoe will make a contribution to your Healthcare Spending Account (HSA): up to $500 annually for employee-only coverage and $1,000 annually for employee plus spouse/children/family coverage.

• Flexible Spending Account (FSA) contribution limits increased to $3,200 maximum. Healthcare Spending Account (HSA) contribution limits increased to $4,150 per employee or $8,300 per family, and $1,000 maximum for catch-up if you are over 55. 

• If already enrolled in Supplemental Life Insurance, you can boost your coverage without proof of good health: up to $50,000 in $10,000 increments, not exceeding $200,000 total.

STEP 2: Make Your Benefit Plan Selections by 12/1

Step 3: Enroll in Supplemental Insurance Plans

Enroll in Critical Illness Insurance:

➡ Critical Illness Insurance Enrollment Form

Enroll in Accident Insurance:

➡ Accident Insurance Enrollment Form

Enroll in Life Insurance or increase your coverage:

➡ Supplemental Life Insurance Enrollment Form

Optional: Update Your Personal Information

Verify that your personal contact information, dependents, beneficiaries, and emergency contacts are all up to date.

• Log In to UKG/UltiPro (Click here for login instructions.)

• Review Your Current Benefits
• Click Myself > Benefits > Benefits Summary

• Verify/Update Your Personal Contact Information
• Click Myself > Personal > Name, Address, and Telephone

• Verify/Update Your Dependents and Emergency Contact
• Click Myself > Personal > Contacts

• Add/Update a Beneficiary for your 401(k) plan (password: 1884)
• To add or change your Beneficiaries, log in to your Empower Retirement Account, call the Empower Client Service Department at 1-888-846-4015, or complete and return an Empower beneficiary form to [email protected] (TDC) or [email protected] (CBS).

• Add/Update a Beneficiary for Life Insurance (password: 1884)
• Complete and return a Prudential beneficiary form to [email protected] (TDC) or [email protected] (CBS).



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Questions?

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