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May 1 - May 15, 2026

In This Issue:

• Introducing SecuritySP^SM: A New Single Premium Whole Life Insurance Policy
• Introducing Security Illustrator^SM—A New Illustration Platform
• Introducing e-Delivery
• New! 2026 Letter to Policyholders Now Available!
• Updated “Highlights” Now Available
• SML Planning Minute Podcast: The Latest on Wealth Taxes
• SML Planning Minute Podcast: Social Security and Divorce
• Social Security Quick Tips
• On Demand Webcasts
• Partnership Awards-First Quarter 2026
• May 2026 New Business Interest Rates

Introducing SecuritySP^SM: A New Single Premium Whole Life Insurance Policy

Security Mutual Life is pleased to announce the launch of SecuritySP^SM, a participating, simplified issue, single premium whole life insurance policy designed to provide death-benefit focused coverage with the added flexibility of optional living benefit riders for chronic, critical, and terminal illness. A one-year return of premium feature is included, adding flexibility to the planning process.

Introducing Security Illustrator^SM—A New Illustration Platform

Security Mutual Life is excited to announce the launch of Security Illustrator^SM, a new, robust and efficient illustration platform that makes illustrating Security Mutual Life products, particularly complex whole life insurance illustration solves, much easier and faster. For example, users will now have the ability to select specific Combo Rider blends that will automatically generate results. No more “hunting and pecking” to get the needed results. For users that prefer to continue to use WinFlex Web, it will remain available with its current interface and functionality.

Introducing e-Delivery

Security Mutual Life is excited to announce the launch of e-Delivery for contracts issued through the Traditional Life & Annuity distribution channel. Products available for e-Delivery include whole life insurance and term life insurance, with annuities forthcoming. The e-Delivery process is available only when using the FireLight^® e-application process. E-Delivery is available in all jurisdictions except California and Kentucky.

New! 2026 Letter to Policyholders Now Available! 

Security Mutual Life's 2026 Letter to Policyholders (Form No. 0004845) is now available electronically on Librarian and has been mailed to policyholders. Printed copies of the policyholder letter are available free of charge from Security Mutual Life's Mailroom Services Department. To order copies, simply email Mailroom Services at mailroomservices@smlny.com and request Form No. 0004845. (Career Agents and Brokers must channel any requests through their respective General Agents.) The Letter to Policyholders can also be accessed from the “Agent Resources” section of SecurityLink, as well as from the “Our Company” section of Security Mutual Life's public website, www.smlny.com.

Updated “Highlights” Now Available

Security Mutual Life's “Highlights” piece (Form No. 0001554) has been updated to show the Company’s 2025 results and is now available on Librarian. “Highlights” can also be accessed from the “Agent Resources” section of SecurityLink, as well as from the “Our Company” section of Security Mutual Life's public website, www.smlny.com.

Episode 383 - The Latest on Wealth Taxes

The concept of a wealth tax—applying a tax to the value of someone’s assets—has become popular in some state legislatures in the last few years. Are they likely to catch on anytime soon?

Episode 382 - Social Security and Divorce

Divorced spouses may be caught unaware that they could be eligible for a Social Security benefit based on their ex’s work history. The rules are complicated, but if you’re in that situation, there may be a pleasant surprise waiting for you: collecting a Social Security benefit you didn’t even know existed.

Miss a Recent Webcast? Watch It Now . . . On Demand! 

Many of our recent webcasts are available on demand. To access a webcast, simply click on the corresponding link below. The following links and many others are available via the “On Demand Webcasts” section of SecurityLink.

Please note: You may need to register to view a webcast.

2026 Advanced Marketing Seminar—Day 2—Bobby Samuelson Session—The Curious Case for Whole Life: Jeffrey Hale, CFP^®, CLU^®, ChFC^®, RICP^®, QKA^®, Vice President, Marketing and Sales Support – Traditional Life & Annuity, Security Mutual Life; Bobby Samuelson, Executive Editor, The Life Product Review; original broadcast 05/07/2026.

2026 Advanced Marketing Seminar—Day 2: Victor Ngai, J.D., CLU^®, ChFC^®, RICP^®, Vice President, Advanced Marketing, Security Mutual Life; Steve Harling, Regional Vice President, Security Mutual Life; Martin Smith, CLU^®, ChFC^®, Regional Vice President, Security Mutual Life; Reuben Lewis, Field Associate, RL Financial Group; Mark Willis, CFP^®, Field Associate, Lake Growth Financial Services; original broadcast 05/07/2026.

2026 Advanced Marketing Seminar—Day 1: John Kuk, Senior Vice President, Chief Marketing and Distribution Officer – Traditional Life & Annuity, Security Mutual Life; Angela G. Thieschafer, FALU^®, FLMI^®, Vice President, Assistant Chief Underwriter, Security Mutual Life; Kate Condon, Assistant Medical Underwriting Director, Security Mutual Life; Victor Ngai, J.D., CLU^®, ChFC^®, RICP^®, Vice President, Advanced Marketing, Security Mutual Life; Alex Kim, Finseca; original broadcast 05/06/2026.

Get Busy with BizEquity: John Kuk, Senior Vice President, Chief Marketing and Distribution Officer - Traditional Life & Annuity, Security Mutual Life; Patrick Kelley, Director of Client Success, BizEquity; Cal Parker, Vice President, Biz Equity; original broadcast 03/18/2026.

Teaching Your Kids What You Wish You Had Learned: Hannah Kesler, Author, The Single Millionaire Chick; William F. Rainaldi, CFP^®, Senior Financial Services Consultant; original broadcast 02/18/2026.

Partnership Awards-First Quarter 2026

The Partnership Recognition Program provides a means for employees, managers, agents and policyowners to recognize Security Mutual Life employees for their superior commitment to quality and say thank you for a job well done.

Take a moment to congratulate the employees who recently received a Partnership award.

100 Court Street • Binghamton, New York 13901

1-855-861-1584

For agent use only. This is not marketing material for the general public

and cannot be used in soliciting sales from the public. 

No third party may rely on this information.

This publication is intended for general information purposes or to support the promotion or marketing of the Company’s products and does not constitute legal or tax advice. This publication is not intended or written to be used, and cannot be used, for the purpose of avoiding penalties that may be imposed on the taxpayer under the Internal Revenue Code or any other applicable tax law. Taxpayers are advised to seek tax advice based on the taxpayer’s particular circumstances from an independent tax advisor. The views and concepts expressed in the articles do not necessarily reflect those of the Company, and, depending upon the facts and circumstances, may not be appropriate for any particular individual.

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