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HEALTH:
How You Will Know If a Coronavirus Vaccine Is Safe and Effective: A new vaccine can be made quickly without cutting corners, experts say. Consumer Reports, Sept. 14.
 
How Flu Shots Can Help in the Fight Against Covid-19: Experts worry that the two diseases could overwhelm the health care system and create a new shortage of hospital beds and personal protective equipment. The New York Times, Sept. 14.

Could COVID-19 Someday Become Seasonal, Like Flu? COVID-19 is unlike other respiratory viruses known to humans, but in time it could evolve into a seasonal scourge like the flu. HealthDay, Sept. 15.

The Importance of Stretching as You Age: When you get older, your tissues are much less flexible, even fragile. Without warming up and stretching, just one wrong way or quick movement, and you are likely to tear something because of your inflexibility. Next Avenue, Sept. 17.
New Dental Treatment Helps Fill Cavities and Insurance Gaps for Seniors: Because of insurance gaps and the prohibitive cost of most dental treatments, many seniors miss out on preventive care to stave off dental decay, putting them at risk for dental disease that can trigger serious health problems. Kaiser Health News, Sept. 15.
MIND:
‘I Feel Cheated’ — How Boomers Are Dealing With the COVID-19 Curveball: The sense of lost time is magnified and can lead to feelings of frustration. Next Avenue, Sept. 14.
 
How to Adjust to the Ongoing Stress of the Pandemic: The virus reared its ugly head and reached pandemic status as the CDC recommendations for masking, hygiene, and social distancing were placed in early March. Now in mid-September, we move toward different psychological adaptations to the COVID-19 crisis, which is far from settled, managed or treated. Next Avenue, Sept. 16.
MEDICARE:
Medicare Basics: 11 Things You Need to Know: There's Medicare Part A, Part B, Part D, medigap plans, Medicare Advantage plans and so on. We sort out the confusion about signing up for Medicare -- and much more. Kiplinger, Sept. 16.
 
Are Medicare Advantage Plans Worth the Risk? About 1 in 3 people 65 and older in the U.S. enroll in Medicare Advantage, the private insurance alternative to traditional Medicare. It’s not hard to see why: Medicare Advantage plans often cover stuff that Medicare doesn’t, and most people don’t pay extra for it. Nerd Wallet, Sept. 16.
MONEY:
These Hidden Fees Are Taking a Bite Out of Your Retirement Savings: The cost of investing in your 401(k) plan at work is hitting new lows. Too bad hidden fees can chomp away at your savings. CNBC, Sept. 17.
 
If You’re Afraid of Running Out of Money in Retirement, Here Are Some Steps You Can Take: When it comes to retirement savings, most people think it’s mainly a matter of building up healthy account balances through their working years. But spending down that money safely once you’ve left the workforce is just as big a concern. CNBC, Sept. 14.
 
Americans Are Raiding Retirement Savings During Coronavirus Pandemic: Nearly 3 in 10 people have decreased the amount of money they’re setting aside for retirement or stopped saving altogether due to the economic fallout of Covid-19. CNBC, Sept. 14.
Should Seniors Consider a Reverse Mortgage Now? Massive job losses, a volatile stock market and low interest rates caused by the coronavirus pandemic has caused many cash-strapped retirees to consider a reverse mortgage. But there’s a lot to consider to be sure it’s a good option for you now. The Oklahoman, Sept. 15.
 
What to Consider Before Getting a Reverse Mortgage in Retirement: A reverse mortgage can be a tool to provide cash in retirement, but it's important to proceed with caution. U.S. News & World Report, Sept. 16.
TAXES:
What You Need to Know About Taxes and Your Retirement: When you’re doing your retirement planning, it’s easy to ignore one vital topic: How much taxes will I owe on my retirement income? Frankly, it’s a hornet’s nest. Next Avenue, Sept. 17.

Now’s the Time for Estate Tax Planning: There's a wealth of opportunity with IRS interest rates at an all-time low and the federal estate and gift tax exemption at an historic high. Kiplinger, Sept. 18.
RETIREMENT:
Dreaming of Retiring Abroad? Here’s What You Need to Know: 13% of U.S. workers and retirees aspire to live abroad in retirement, according to a survey done by the Aegon Center for Longevity and Retirement in June. CNBC, Sept. 15.
SOCIAL SECURITY:
Social Security Cost-of-Living Increase Likely to Raise Benefits by Modest 1.3% in 2021: Older Americans already struggling financially amid the COVID-19 pandemic probably won’t find much solace in their Social Security checks next year. USA Today, Sept. 15.
 
Will Your Social Security Benefits Be Taxed? Here's How to Know: Believe it or not, you may not get to keep your Social Security benefits in full. Rather, the IRS might get a piece of them. The Motley Fool, Sept. 14.
LEGAL ISSUES:
When Elder Care Requires Legal Advice: Consult an elder care lawyer preemptively to avoid making a panicked phone call in the moment. Kiplinger, Sept. 15.
 
A Step-by-Step Guide to Being an Estate Executor: Whether you’re planning ahead for your own heirs or have been asked to serve as an executor of an estate for someone else, it pays to understand what the role requires. Kiplinger, Sept. 17.
HOUSING:
A Pandemic Upshot: Seniors Are Having Second Thoughts About Where to Live: Where do we want to live in the years ahead? Older adults are asking this question anew in light of the ongoing toll of the coronavirus pandemic — disrupted lives, social isolation, mounting deaths. Many are changing their minds. Kaiser Health News, Sept. 18.
INSURANCE:
Insurance for Long-Term Care at Home: In the wake of COVID-wracked nursing homes, increasingly more people are looking at options to age in place with long-term care insurance. Kiplinger, Sept. 17.
LONG-TERM CARE:
Assisted Living Checklist: When it’s time for you or a loved one to consider moving into an assisted living facility, you’ll have to weigh many factors and concerns. U.S. News & World Report, Sept. 14.

Levels of Care and Costs in Assisted Living: Different communities offer different services, pricing options and costs. U.S. News & World Report, Sept. 18.
 
How Should I Finance Assisted Living? As the population of adults over age 65 in America continues to increase, many are facing a serious dilemma over how to finance the care they’ll need in their golden years. U.S. News & World Report, Sept. 16.
 
Medicaid Coverage for Nursing Home Care: If you meet income and health requirements, Medicaid can cover nursing home care. U.S. News & World Report, Sept. 17.
TECHNOLOGY:
Stay connected and reduce loneliness and isolation for the older adults in your life with GrandPad. Safe, simple, and secure video calling, voice, text and email, photo sharing, and more. No WiFi needed. Millions of video calls have been conducted on GrandPad. Get started today. Buy online and use the promo code “SAVVY” at checkout to save 10 percent! (sponsor)
WORK:
Can You Retire Comfortably if You Only Work a Part-Time Job? A part-time career could mean a stressful future if you don't use some of these tips to prepare for retirement. U.S. News & World Report, Sept. 14.
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