February 10, 2020 Your weekly link to grown-up news and information from credible news media outlets nationwide.

Having peace of mind that if something happens, someone will know. Snug is a friendly, free check-in service for seniors that live alone.

HEALTH:

Signs That You May Have Heart Disease: Be proactive about heart health, and don’t wait to seek medical attention if you have any concerns. U.S. News & World Report, Feb. 6.   What to Know About Vascular Dementia: Vascular dementia is the second most common form of dementia after Alzheimer’s disease. It often affects memory, reasoning, and other thought processes. Medical News Today, Feb. 6. What You Must Know About Hepatitis C: The ads seem to be everywhere, urging baby boomers—people born between 1945 and 1965—to get tested for hepatitis C. Why this group in particular? Because more than 3 million adults in the U.S. are living with this viral liver infection, and most of them don’t realize it. Consumer Reports, 2/2.

How Chronic Loneliness Can Trigger Health Problems: There’s a growing body of research showing that extended loneliness and isolation are detrimental to health, and can even shorten people’s lives. Next Avenue, Feb. 6. At Least Half of U.S. Coronavirus Cases Are 50 and Older — Are Seniors at Risk? People over age 50 are more susceptible to respiratory illnesses, and related complications. MarketWatch, Feb. 7.

MEDICARE:

What To Do If Your Home Health Care Agency Ditches You: Home health agencies across the country are telling patients they no longer qualify for certain services or that services have to be cut back or discontinued because of a significant change as of Jan. 1 in how Medicare pays for services. Kaiser Health News, Feb. 4. Traditional Medicare Doesn't Pay For Dental Care. Here's How to Get Coverage: Traditional Medicare doesn’t pay for dental work, so to get coverage you have to buy a stand-alone plan or enroll in one of the Medicare Advantage plans that offer some dental benefits. Money, Feb. 6.

MONEY:

Tips to Cut Costs in Retirement: Retirees with a low cost of living can get by with less savings. If you are willing to reduce your retirement expenses you might be able to retire sooner and live well on a modest retirement income. U.S. News & World Report, Feb. 7.     Retirees’ Biggest Money Regrets: There are common regrets that go beyond not saving enough (or starting to save too late). Nerd Wallet, Feb. 7.

5 RMD Strategies to Help Safeguard Your Retirement, Maximize Your Legacy: When managed correctly, required minimum distributions can play an important role in your financial future and those of the ones you love. Kiplinger, Feb. 5.   Solo Entrepreneurs Face a Critical Financial Challenge: How to Save for Retirement: If you have a job with a company that offers retirement savings, you are in luck. But when you’re an independent entrepreneur, you have to come up with your own plan. CNBC, Feb. 7.

HSAs Are the Best Deal Going if You’re Careful and Organized: These triple tax-favored health savings accounts can also bolster your retirement plan. MarketWatch, Feb. 3.   Near Retirement? Avoid These 3 Hiccups with Your Health Savings Account: Health savings accounts can be a great tool for retirement medical costs — if you don’t make any mistakes using them. CNBC, Feb. 4.

RETIREMENT:

5 Great Places to Retire Where it’s Easy to Fit In: When planning your retirement overseas, many factors come into play. Low costs, affordable real estate, and high-quality healthcare are some of the main concerns…but what about being able to mix well with the community or make friends with the locals and other expats? International Living, Feb. 4.  Free (or Cheap) College for Retirees in All 50 States: Across the country, retirees can take advantage of free (or close to it) college courses for older residents at various public and private institutions. Kiplinger, Feb. 5.

INVESTING:

How Reforms Affect Retirement Investors: New regulations change the handling of individual retirement accounts, including the so-called stretch. U.S. News & World Report, Feb. 4.

SOCIAL SECURITY:

There is a Limited One-Time Do-Over When it Comes to Social Security Benefits. Here’s How to Use It: You may decide to take your benefits, and then regret it. As long as it has been less than one year, you may be able to undo your decision. CNBC, Feb. 7.   What Happens When You Claim Social Security at Age 62: Know the pros and cons before you go for the early Social Security claim. The Motley Fool, Feb. 8.

HOUSING:

Choosing an Active Adult Community: For retirees, living in an active adult community—whether age-restricted, age-targeted or no age restrictions—is an option for the 40% of retirees who relocate. Here are some smart tips to help you find the right place for you. Kiplinger Retirement Report, Feb. 3.

TECHNOLOGY:

A Free App Helps Senior Retain Their Independence and Stay Safe at Home: Snug is a free daily check-in service for seniors living alone. Have peace of mind that if something happens, Snug will make sure someone knows. Over 250,000 check-ins so far. (sponsor)

EXTRA:

50 Shades of Confusing: When Older Adults Date: Living longer has caused many boomers to re-evaluate their lives. They've raised their kids, and now it's their turn to have some fun ... and "their" doesn't necessarily include their partner. U.S. News & World Report, Feb. 3.   A Clever Way to Divvy Up Items After a Parent’s Death: What should you do if you’ve been given the task to be in charge of divvying up a family member’s estate and it includes assorted tangible items? Next Avenue, Feb. 6.

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