HEALTH:
When Caring For A Sick Spouse Shakes A Marriage To The Core: Compared to adult children who care for their parents, spouses perform more tasks and assume greater physical and financial burdens when they become caregivers, an analysis of 168 studies shows. Symptoms of depression as well as strains on relationships are more common. Kaiser Health News, Nov. 7.
 
FDA OKs Flu Vaccine for Older Adults: The U.S. Food and Drug Administration just approved a supplemental application for its Fluzone influenza vaccine for use by adults 65 and older. MarketWatch, Nov. 4.
A New Anti-Flu Weapon for People at High Risk of Complications: Everybody’s best defense against influenza is vaccination. But if you do contract the flu virus this season, it’s good to know there’s more than one effective weapon to use against it, especially if you’re at high risk for developing serious complications. Next Avenue, Nov. 7.
Many Older Americans Misuse Antibiotics: As many as 1 in 5 say they take leftover antibiotics without checking with their doctor, and 2 in 5 expect doctors to prescribe them for viral conditions, which don't respond to antibiotics. HealthDay, Nov. 5.
MIND:
The Loneliness of Frontotemporal Dementia: Since areas that dictate personality rather than memory are the first to suffer, people with the disease usually land on a therapist’s couch long before finding their way to a neurologist. The New York Times, Nov. 7.
 
A Gene Kept One Woman From Developing Alzheimer's -- Could It Help Others? Could one woman's rare genetic mutation one day have a global impact on dementia risk? It's possible. HealthDay, Nov. 4.

Psychotherapy at Home: Telehealth Makes it Possible: Teletherapy sessions work much like the in-person variety. You make an appointment in advance with a therapist, but instead of traveling to an office, you hop on your computer and receive a HIPAA-secure link to your email to gain access to the video chat. This service is becoming more common, offering a number of benefits. Next Avenue, Nov. 5.
MEDICARE:
Medicare Part B Premium 2020: Rates and Deductibles Rising 7% for Outpatient Care: The Centers for Medicare and Medicaid Services announced the new 2020 rates Friday. For about 70% of Medicare beneficiaries, the premiums will rise to $144.60 a month, up from $135.50 in 2019. USA Today, Nov. 9.

Be on High Alert for Scams During Medicare Open Enrollment: You might know by now that Medicare’s annual open enrollment is underway and ends Dec. 7. So do scammers. CNBC, Nov. 4.
 
Many on Medicare Still Face Crippling Medical Bills: Even with Medicare coverage, older Americans with serious health conditions are often burdened by medical bills, a new study finds. HealthDay, Nov. 5.
MONEY:
How Much You Need to Retire Comfortably in Each State: This new visualization shows the average amount that a person will need to retire comfortably in each state, as well as the average retirement age by state. HowMuch.net, Nov. 4.
 
The 4 Realities of Retirement Spending That You Need to Know Now: Any sound financial plan requires that you figure out your retirement expenses in advance, advisers say. But since retirement can now last 30 years, what’s the best way to plan for those decadeslong costs? USA Today, Nov. 6.
IRA Contribution Limits for 2020: Retirement savers will be able to defer paying income tax on up to $6,000 in an individual retirement account in 2020. Workers with slightly higher incomes will also be eligible to save for retirement in traditional and Roth IRAs and qualify for the saver's tax credit. U.S. News & World Report, Nov. 7.
 
Make These 6 Moves Now to be Financially Prepared for Retirement: It’s never too early to start planning for your retirement. While the task may seem daunting, it’s important to make sure you have enough set aside for your golden years. CNBC, Nov. 7.

How to Spend Your Retirement Savings Without Triggering a Tax Penalty: It’s not just saving for retirement you need to worry about, but drawing down your money at the right time, too. CNBC, Nov. 8.
How to Reduce Taxable RMDs and Improve Your Retirement Income Plan at the Same Time: Adding annuity payments to your IRA withdrawals could save on taxes and help ensure a stable cash flow throughout your retirement. With that in mind, here's a QLAC strategy to consider. Kiplinger, Nov. 5.
 
What Proposed IRA Updates Could Mean for Your Retirement – and Your Kids: The SECURE Act is not a done deal yet, but it makes sense to watch it closely because it could affect everything from RMDs to inheritances. Kiplinger, Nov. 6.
 
Working Past 65? Don’t Overlook These 3 Key Facts About Your Employee Benefits: If you’re planning on punching in at your job well into your 60s, pay close attention to your workplace benefits. CNBC, Nov. 5.
4 Reasons Retirement Might Cost More Than You Think: Many workers plan and save for retirement in the hopes that they'll manage to enjoy their golden years without financial stress. But if you're not careful, you could end up struggling during retirement despite all that forethought. The Motley Fool, Nov. 5.
 
How to Take Advantage of 401(k) Catch-Up Contributions: When you turn 50, you become eligible to contribute more money to your 401(k) plan. The tax deduction you can claim on these catch-up contributions could save you over $1,000 on your annual tax bill. Here's how to take advantage of 401(k) catch-up contributions. U.S. News & World Report, Nov. 4.
TAXES:
10 Most Tax-Friendly States for Retirees, 2019: If you're thinking of moving to a different state in retirement, you'll want to consider climate, proximity to family and friends, access to quality health care, and a host of other important factors before picking a new location. But make sure you add taxes in the new state to the list of considerations. Kiplinger, Nov. 5.
SOCIAL SECURITY:
Social Security: 5 Smart Ways to Get More Benefits: Your decisions can dictate the size of your Social Security benefit. Use these five smart strategies to increase yours. The Motley Fool, Nov. 5.
LEGAL ISSUES:
The Best Online Will Making Programs: Rather than walking into an attorney’s office and paying a high hourly rate, there are many online will options to help you create a will from the comfort of your own home at a reasonable price. U.S. News & World Report, Nov. 6.
HOUSING:
A Retirement Community That Comes to You: Typically, a C.C.R.C. operates a complex or campus where residents shift from independent living to assisted living, a memory-care unit or a nursing home if their health and mobility decline. But in continuing care at-home programs, members essentially spend the independent living years in their own houses. The New York Times, Nov. 8.
CAREGIVING:
How to (Gently) Help Your Aging Parents Manage Their Money: Helping with their finances before a crisis erupts is a smart move, but a tricky one. Experts suggest some strategies that work. The New York Times, Nov. 6.
LONG-TERM CARE:
4 Ways To Pay for Your Parents' Long-Term Care: You thought you'd conquered life's biggest financial milestones, including paying your kids' college tuition, financing your eldest daughter's wedding, and building up a nest egg for yourself. But now another challenge looms ahead: figuring out how to pay for your parents' long-term care. The Motley Fool, Nov. 5.
TRAVEL:
What to Know if You Get Sick or Injured on a Cruise: With a record 30 million people taking cruises in 2019, it is vital to understand the care available. Next Avenue, Nov. 8.
 
Senior Discounts at National Parks May Be On The Chopping Block: Older Americans could have to pay more to camp under a controversial plan to privatize the nation's parks. CBSNews, Nov. 7.
WORK:
Grieving the Loss of a Work Identity: Whether we work in an office or are in touch with colleagues remotely, the contact with them provides a steady stream of daily camaraderie and interaction. Then, poof, it’s gone — along with the work identity that for decades provided a ready and concise answer to the question, Who Am I? Next Avenue, Nov. 6.
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