HEALTH:
Five Important Questions About Pfizer’s COVID-19 Vaccine: Pfizer’s announcement on Monday that its COVID-19 shot appears to keep nine in 10 people from getting the disease sent its stock price rocketing. Many news reports described the vaccine as if it were our deliverance from the pandemic, even though few details were released. Kaiser Health News, Nov. 11.
Time to Discuss Potentially Unpleasant Side Effects of COVID Shots? Scientists Say Yes: Scientists anticipate the shots will cause enervating flu-like side effects — including sore arms, muscle aches and fever — that could last days. Kaiser Health News, Nov. 12. Kaiser Health News, Nov. 12.

When Your Spouse Gripes About Aging, It Might Harm Your Health: It also found that these effects differ by gender. A wife's views about aging are linked with her husband's physical health, while a husband's view about aging are associated with his wife's mental health. HealthDay, Nov. 7.
Progress in Kidney Care Starts at Home: A new Medicare program aims to increase the proportion of patients using home dialysis and receiving transplants. The New York Times, Nov. 13.
Are You More Likely to Be SAD This Winter? If you suffer from seasonal depression and worry about your risk factors should you get the coronavirus, this winter could be tougher than usual. Next Avenue, Nov. 10.

Fish Oil, Vitamin D and Exercise: How Helpful Are They If You're Over 70? Vitamin D, fish oil supplements and weight training have long been touted for their health benefits, but for healthy seniors, none of them -- either in combination or alone -- boosts physical or mental performance or prevents broken bones, Swiss researchers report. HealthDay, Nov. 12.
MEDICARE:
When Medicare Choices Get ‘Pretty Crazy,’ Many Seniors Avert Their Eyes: A new study shows that more than half of enrollees don’t review or compare their coverage options annually. The New York Times, Nov. 13.
 
Medicare Part B Premiums Are Rising in 2021 by More Than Double the Social Security COLA Bump: Rising health care costs are a major problem for seniors on a fixed income, and so any time Medicare premiums go up, it's stressful for retirees. USA Today, Nov. 12.
 
Here’s How Much Higher-Income Medicare Beneficiaries Will Pay for Coverage in 2021: Next year, the income-related monthly adjustments will kick in for individuals with modified adjusted gross income above $88,000. CNBC, Nov. 11.
MONEY:
How Much Should You Withdraw from Retirement Savings Annually? We hear a lot — a lot! — about how much we should save for retirement. But people nearing retirement, and in retirement, are often perplexed about how much of their retirement savings they can afford to withdraw each year without running the risk of outliving their money. Next Avenue, Nov. 13.
 
5 Ways the Pandemic Is Affecting Retirement Planning: It's been a tough year, but here's how to get your retirement plan back on track. U.S. News & World Report, Nov. 13.
Planning to Sell Your Home in Retirement? Downsize Costs Along With Space: In this hot real estate market, consider the costs of buying and selling a house along with the expenses associated with your new digs. Kiplinger, Nov. 13.
 
Retirees Get a Break from Required Minimum Distributions This Year: It’s usually the time of year when older investors are rushing to get their required minimum distributions done by the end of the year. 2020 is different because they got a reprieve from the government. CNBC, Nov. 12.
Little-Known Grants and Loans for Veterans and Their Families: Even if you served in the military years ago, you may be eligible for valuable grants or interest-free loans for veterans — and not even know it. Next Avenue, Nov. 11.
 
10 Ways to Save More for Retirement: Saving for retirement doesn't have to be a chore. A few small changes can result in a much bigger retirement account balance, given enough time to compound. U.S. News & World Report, Nov. 9.
Are Your Retirement Savings Ahead of the Curve? It's difficult to determine exactly how much to save for retirement. Some people pick a round number, such as saving 10% or 15% of their salary, while others use an external cue, such as the amount of money that will be matched by an employer. U.S. News & World Report, Nov. 9.
TAXES:
Retirees Can Get Hosed on Taxes. Here Are Some Easy Ways to Reduce the Hit: Making smart tax decisions can have a big impact on the amount of money someone has in retirement. CNBC, Nov. 12.
RETIREMENT:
5 Important Tips For How To Retire Abroad: Florida and other U.S. states with large retirement communities may also be attractive due to the ease of building social connections. But when it comes to emotional and physical well-being, the variable nature of life abroad could have special benefits. Forbes, Nov. 12.
SOCIAL SECURITY:
12 Things You Must Know About Claiming and Maximizing Your Social Security Benefits: Claiming Social Security benefits at the right time means more money in your pocket. Here's a guide to everything from knowing your full retirement age to taking Social Security spousal benefits -- and much more. Kiplinger, Nov. 12.

4 Unfortunate Ways You Could Miss Out on Social Security Benefits: There's a good chance you'll rely on Social Security to cover your living expenses when you get older to some degree. The Motley, Fool, Nov. 9.
 
Regret Claiming Social Security Too Early? You May Have Options: If you claimed Social Security early and wish you hadn't, you may have options. In fact, here are three possible solutions. The Motley, Fool, Nov. 12.
LEGAL ISSUES:
Why it’s Important for Every Adult to Get a Will: There’s much to plan for in life — college, your wedding, your first child, life insurance — and with more than enough to keep you busy, it’s easy to forget about your will. After all, no one wants to sit around and dwell on their death, but it is perhaps one of the most important decisions you will make in your life. Bankrate.com, Nov. 6.
 
The Best Online Will Making Programs: Rather than walking into an attorney's office and paying a high hourly rate, there are many online will options to help you create a will from the comfort of your own home at a reasonable price. U.S. News & World Report, Nov. 11.
Estate Planning: Create Your Legacy: Times of uncertainty, like today’s global pandemic, can underscore just how important it is to have an estate plan. U.S. News & World Report, Nov. 9.
 
What to Tell Your Adult Kids When Planning Your Estate: Even those with thorough estate plans might have neglected to discuss details with potential heirs. CNBC, Nov. 9.
SCAMS:
This Risk Threatens Retirees’ Nest Eggs. Here’s How Advisors Are Protecting Them: Forget volatility. The thing that keeps certified financial planner Neil Waxman on edge is clients’ cybersecurity practices and the threat of identity fraud. CNBC, Nov. 11.
CAREGIVING:
Helping Our Aging Parents Plan for a Well-Lived Future: Check out some starting points for the frank conversations necessary to ensure your parents are on the right track with their finances and their legacy. Kiplinger, Nov. 12.
LONG-TERM CARE:
Prayers and Grief Counseling After COVID: Trying to Aid Healing in Long-Term Care: A tidal wave of grief and loss has rolled through long-term care facilities as the coronavirus pandemic has killed more than 91,000 residents and staffers — nearly 40% of recorded COVID-19 deaths in the U.S. Kaiser Health News, Nov. 13.
TECHNOLOGY:
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