Advantage Advisor
Monthly Newsletter
September / 2019
Attending college may offer you some of the best years of your life, especially if you intend to live on campus. Tuition and cost of living, however, is not precisely economical, regardless of your major or your choice of university.

Have you ever heard anyone say “I’m as broke as a college student”? There’s a good reason for that saying. Most college students aren’t earning enough money to make ends meet.

Click below for more information:
In This Issue:

Save Money In College
Common Money Mistakes
Is Debt Consolidation For You
Biggest Financial Risk
Clients Speak Out
Company News & Events
Employee Spotlight
RECENT BLOG POSTS - 
A life that’s free of debt that allows you and your family to be happy isn’t as difficult to achieve as you might think. The keys to doing it are having both short-term and long-term financial goals and communicating how you want to reach them if you need your spouse or other family members to be .... Read more!
If you’re struggling to pay your credit card debt, it may be worthwhile to look into a debt management program or DMP. Non-profit credit counseling agencies can work with you to set up a monthly payment plan with your creditors as well as teach you good financial habits along the way. They will also set up a realistic budget for you to help. ...  Read more!
While it’s true that all of these carry risks to your finances, the fact is that those who have planned for these situations are able to get through them because they saved or invested when they needed to. So ultimately the biggest risk to your financial success is yourself. But we’ll show you some ways to ....  Read more!
CLIENTS SPEAK OUT - 
" Advantage CCS was great, helped me put a big dent in my credit card debt and up my credit score. Thank you, it was great working with you! ~ Kevin A.
" Your company helped me solve an enormous problem in my life which was a great burden to me. I could not keep ahead of all the credit card debt I had and each payment I was making was amounting to nothing. Your company made my problem solvable. I sent my statements every three months and paid my balance for each month as well. Anytime I had a question or needed information regarding my account, the representatives I spoke to were very helpful and provided me with valuable information. I am so happy and relieved that this huge debt I had is now gone thanks to Advantage CCS helping me, and I have recommended your company to other people that I know who are in this same kind of situation. I found out about your company from a friend of mine who was one of your clients! Thank you so much for providing this valuable service for people like me who truly needed it! "  ~ Penni K.
" You have made it possible for me to get out of credit card jams. Thank you so much! I always recommend your services. "  ~ Billy Jo M.
" You guys were great to work with. The process was simple and after 5 years of struggling with debt, I am now debt free! Thanks! "  ~ Bryan N.
COMPANY NEWS & EVENTS -   
JFCS Career Fair on Sept. 12th!

Are you looking to start a new career or in need of assistance with finding a new job?

Advantage CCS will be at the JFCS Career Development Center's upcoming Career Fair on Thursday, September 12th from 9:00 am until 12:00 pm .

It's going to be located at the Knights of Columbus Hall - 450 Lincoln Avenue, Bellevue, PA 15202 .

You'll be able to research featured employers, apply online to several positions of interest, and discuss specific positions with many different hiring companies.

Advantage CCS will be there to offer advice, tips, resources, and financial information. Stop by and see us! Please help spread the word to your family and friends!
EMPLOYEE SPOTLIGHT - 
In our “Employee Spotlight” series, we ask our employees about the role they play in our agency and a little bit about their personal life. We want to give you the ability to hear right from them about what gets them excited to come to work each day and how they personally help all of our clients succeed.
 
Let's meet our  Financial Empowerment Center, Financial Counselor, Kristen Ramser !
 
How long have you worked for the agency? –  "Since January of this year."
 
What are your primary job duties? –  "Financial Empowerment Center Counselor. Help people create and sustain budgets, utilize safe and affordable banking products, establish or rebuild credit, reduce debt, and increase savings."
 
What was the most unusual and/or interesting job you've ever had? –  "I was a financial literacy teacher for four years at an urban charter school."
 
Would you say you're messy or organized? –  "Organized."
 
What's your favorite food? –  "Pizza and Funfetti cake."
 
What's your least favorite food? –  "N/A."
 
Do you have any hobbies? –  "Thrifting."
 
What is the one thing you couldn’t live without? –  "Coffee."
 
What is your favorite book and/or movie? –  "Book: Educating Esme & Movie: Mean Girls."
 
What is your favorite color? –  "Red."
 
What is your favorite vacation spot? -  "The beach."